cancel
Showing results for 
Search instead for 
Did you mean: 

Getting nowhere with cap 1

tag
mrldp40
Established Contributor

Getting nowhere with cap 1

My scores are eq 544 tu566 ex 539  I can't get cap 1 to process a unsecured app  it just spins and says cannot  approve  no inqs  show up very furstrating lol

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 1 of 14
13 REPLIES 13
CreditCuriosity
Moderator Emeritus

Re: Getting nowhere with cap 1

I would suggest getting a sceured card from SDFCU (State Dept. Federal Credit Union). No HP's and reports to all credit bureaus.. Along with addressing the reasons why your scores are fairly low.  Until you scores get a bit higher is my best advise to you.   Best of luck in your rebuild or building..Also another section to this forum rebuilding your credit you should chek out. 

Message 2 of 14
Booboo71
Established Contributor

Re: Getting nowhere with cap 1

Apply on the phone or thru live chat.

Message 3 of 14
mrldp40
Established Contributor

Re: Getting nowhere with cap 1

OK thanks I have a cap 1 secured also I'm just wondering why they won't go Thur the whole process pull report ect
ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 4 of 14
Anonymous
Not applicable

Re: Getting nowhere with cap 1

Have toy applied for more than 2 cards in the past 30 days? That may be the reason
Message 5 of 14
mrldp40
Established Contributor

Re: Getting nowhere with cap 1

I tried to apply but it wasn't fully processed  guess that's it but my secured app was in February 

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 6 of 14
Anonymous
Not applicable

Re: Getting nowhere with cap 1

There's always Fingerhut.

Message 7 of 14
mrldp40
Established Contributor

Re: Getting nowhere with cap 1

Yes I have finger Hut 250 cl

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 8 of 14
Pway
Valued Contributor

Re: Getting nowhere with cap 1

Do you receive a denial letter via mail or email?

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 9 of 14
mrldp40
Established Contributor

Re: Getting nowhere with cap 1

Yes by email. They sent a secure document  but it never changes it's from 01/22/15

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.