Giving up on Diners Club

[ojefferyo]

mines at 689 as of the 3rd, but my amazon and walmart hasn't updated with the CB yet. I got CLI from 1700-6000 and 1600-5000 so hopefully that may put me at the 700 mark

[buck_russell]

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@ojefferyo wrote:

mines at 689 as of the 3rd, but my amazon and walmart hasn't updated with the CB yet. I got CLI from 1700-6000 and 1600-5000 so hopefully that may put me at the 700 mark

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My  10k CLI from Amex bumped my TU from 689 - 710

[Anonymous]

Im on the same boat, i applied on the 28th approved on the 30th 20k limit on preimer then applied for the elite on 31st got the 7-15 days message been calling since tuesday in the afternoon. I been telling its pending till this morning it was pending , now today in the afternoon a different csr says they most likely deleted my 2nd app. incase it was a duplicate i said they are 2 different cards.i said that makes no sense i applied after my first approval. He put me on hold called underwriting said it was declined because a fraud / blocked statement on TU i said there is no such thing on there . So i called TU no blockage or consumer or fraud statement on file.not frozen either . So called back another csr said do not see a 2nd account so i explained to her she went to talk to supervisor and said they state there was a consumer statement i said no there isnt. She said they are backrd up with apps. So i said so what is it is it pending or declined..mind you yesterday csr said i shouldnt have a problem getting approved since i got approved for the first one. Smh i dont know what to think. My credit is above 680.

[ojefferyo]

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@Anonymous wrote:
Im on the same boat, i applied on the 28th approved on the 30th 20k limit on preimer then applied for the elite on 31st got the 7-15 days message been calling since tuesday in the afternoon. I been telling its pending till this morning it was pending , now today in the afternoon a different csr says they most likely deleted my 2nd app. incase it was a duplicate i said they are 2 different cards.i said that makes no sense i applied after my first approval. He put me on hold called underwriting said it was declined because a fraud / blocked statement on TU i said there is no such thing on there . So i called TU no blockage or consumer or fraud statement on file.not frozen either . So called back another csr said do not see a 2nd account so i explained to her she went to talk to supervisor and said they state there was a consumer statement i said no there isnt. She said they are backrd up with apps. So i said so what is it is it pending or declined..mind you yesterday csr said i shouldnt have a problem getting approved since i got approved for the first one. Smh i dont know what to think. My credit is above 680.

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I couldn't get the CSR or anybody to give me any info of whether it was approved or declined. Just said it's pending or wait for the mail. Just seems so 90's

[ojefferyo]

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@buck_russell wrote:

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@ojefferyo wrote:

mines at 689 as of the 3rd, but my amazon and walmart hasn't updated with the CB yet. I got CLI from 1700-6000 and 1600-5000 so hopefully that may put me at the 700 mark

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My  10k CLI from Amex bumped my TU from 689 - 710

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Sweet hopefully mine will jump a bit accross the board

[iwazl71]

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@Happychap wrote:
Just got home and finally received a letter! I was declined due to 'excessive obligations in relation to income' never Been denied for this reason before. I have a mortgage and two car loans and report only showed a balance on one card for 3600. Utilization is 1% with avaialble credit around 800k. Car loans and mortgage payment around 2500 per month . Annual income just under 200k.
I think they are taking into account my available credit, what do u think? As if u take the available 800k as a debt (as I know some banks do) than yes that would make sense I guess...

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That makes no sense.  They gave me a 30k limit and I have almost 500k in available credit.  I have 3 car notes and mortgage with 195k income.

[taxi818]

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@ojefferyo wrote:

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@Anonymous wrote:
Im on the same boat, i applied on the 28th approved on the 30th 20k limit on preimer then applied for the elite on 31st got the 7-15 days message been calling since tuesday in the afternoon. I been telling its pending till this morning it was pending , now today in the afternoon a different csr says they most likely deleted my 2nd app. incase it was a duplicate i said they are 2 different cards.i said that makes no sense i applied after my first approval. He put me on hold called underwriting said it was declined because a fraud / blocked statement on TU i said there is no such thing on there . So i called TU no blockage or consumer or fraud statement on file.not frozen either . So called back another csr said do not see a 2nd account so i explained to her she went to talk to supervisor and said they state there was a consumer statement i said no there isnt. She said they are backrd up with apps. So i said so what is it is it pending or declined..mind you yesterday csr said i shouldnt have a problem getting approved since i got approved for the first one. Smh i dont know what to think. My credit is above 680.

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I couldn't get the CSR or anybody to give me any info of whether it was approved or declined. Just said it's pending or wait for the mail. Just seems so 90's

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lolnot 90s but 80s.

[ojefferyo]

I'm wondering if they have someone manually embossing these cards too 

[Anonymous]

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@ojefferyo wrote:

I'm wondering if they have someone manually embossing these cards too 

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This so brings to mind CC slips where they'd use that press looking thing to imprint your card.

[taxi818]

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@Anonymous wrote:

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@ojefferyo wrote:

I'm wondering if they have someone manually embossing these cards too 

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This so brings to mind CC slips where they'd use that press looking thing to imprint your card.

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taxi guy here. that thingy is called a knuckle buster. as i still have one. in my taxi. just in case.