cancel
Showing results for 
Search instead for 
Did you mean: 

Got 2 Chase Freedom and 2 Discover It cards?

tag
TyRacing
Frequent Contributor

Got 2 Chase Freedom and 2 Discover It cards?

is it possible to get 2 freedom and 2 It cards? and how long to wait between apps?

 

thank you Smiley Wink

Have the Following:



CashBack Cards Goals: Citi Rewards+

Status: Doing my Homework before I App

Note to Self: Focus on the Abundance of Love and you shall have more!

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Got 2 Chase Freedom and 2 Discover It cards?

I'm not 100% familiar with Chase's policies, but my first hunch is to say you can only have one of each of their products ever. Discover, on the other hand, I know they allow 2 of the IT card but you have to wait a full year between each card.

Message 2 of 8
Anonymous
Not applicable

Re: Got 2 Chase Freedom and 2 Discover It cards?

Great way to get 10% categories, very smart!
Message 3 of 8
Anonymous
Not applicable

Re: Got 2 Chase Freedom and 2 Discover It cards?

You can definitely have two freedoms. I'm just not sure if they'll approve a second. You might need to apply for a freedom unlimited or sapphire or something and then product change it to a freedom.
Message 4 of 8
signaturecardmember
Frequent Contributor

Re: Got 2 Chase Freedom and 2 Discover It cards?

Discover allows 2 IT cards but not on the Freedom. Some people have more then 1 freedom card but it is due to older cards that were PCed into Freedom. Its not something they applied for.

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $0 (From $35k), Discover IT $38.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $47k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $10.5k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k, Barclays Aviator Business $14k. Total Available Credit: Over $350k, Utilization 4%, AAoA 7 Years, TU Fico 799, EX Fico 727
Message 5 of 8
Anonymous
Not applicable

Re: Got 2 Chase Freedom and 2 Discover It cards?

Discover It: best part about it is you can definitely get the CB match again on the new card. Plus they can give you 0% APR for a year after your first one runs out if you ask (there has to be gap, period unknown).
There are no product changes allowed in the first year so you have to be sure what kind of card you want the cashback match on.
Message 6 of 8
TyRacing
Frequent Contributor

Re: Got 2 Chase Freedom and 2 Discover It cards?

cool great to know and thank you all! Smiley Wink

 

and is it possible to do a PCed on a CSP before 12months to avoid the annual fee? 

 

and by the way is the Chase Sapphire (not CSP or CSR) still available via PCed? and what are the perks of the CS?

 

and is the Discover It card color changing perk still available?

 

 

 

Have the Following:



CashBack Cards Goals: Citi Rewards+

Status: Doing my Homework before I App

Note to Self: Focus on the Abundance of Love and you shall have more!

Message 7 of 8
Anonymous
Not applicable

Re: Got 2 Chase Freedom and 2 Discover It cards?

Yes, you can change the color/ design or your Discover card whenever you like. :-)
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.