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Got denied for target redcard?

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Anonymous
Not applicable

Got denied for target redcard?

So I applied for the target Redcar about a week ago got the 7-10 approval need at the store today I got a letter saying I was denied for having no credit history I want to build credit any suggestions on what I can do? I'm also new to this thanks
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Got denied for target redcard?

Target seems to get varying posts on their cards. Could be doing you a favor Smiley Happy
Message 2 of 7
Anonymous
Not applicable

Re: Got denied for target redcard?

What do u mean? I also I applied for a Walmart credit card today do u think I'll get denied? Is there any number I can call so I can get approved? Thanks for all your help
Message 3 of 7
Anonymous
Not applicable

Re: Got denied for target redcard?

Do you have a credit score yet / any credit at all? If not, you might need a secured card or a secured loan backed by savings......or, have a family member put you on a card as an authorized user to help you gain a credit score. You could also research the Capital One builder program.

 

Right now the only credit file you're building is inquiries. (negative)

Message 4 of 7
woodyman100
Valued Contributor

Re: Got denied for target redcard?

Do what Arlo said. I put my Daughters on my cards as AU's and they got 2k limits when they apped 8 months later
NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 5 of 7
bigpoppa09
Established Contributor

Re: Got denied for target redcard?

U are going about this wrong u have no credit its highly unlikely u will get unsecured credit right out the gate secured cards will be your best friend focus on them.

Message 6 of 7
FinStar
Moderator Emeritus

Re: Got denied for target redcard?


@Anonymous wrote:
What do u mean? I also I applied for a Walmart credit card today do u think I'll get denied? Is there any number I can call so I can get approved? Thanks for all your help

If the Target RedCard was auto-declined, the decision cannot be reconsidered.  Depending on the outcome of the Walmart application, if the same thing yields, SYNCB will not reconsider (unless declined for verification).  There's some decent advice provided that can help you eventually build your profile when first starting out.  These forums provide a wealth of information OP.

Message 7 of 7
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