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Hard inquiries?

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Anonymous
Not applicable

Hard inquiries?

If you hit the luv button is that a hard inquiry? Also if you click on a "check to see if you're preapproved with no affects to your credit" a hard inquiry?

I'm freaking out thinking I just screwed myself after all my recent progress Smiley Sad
Message 1 of 6
5 REPLIES 5
-NewGuy-
Moderator Emeritus

Re: Hard inquiries?

Most luv buttons will state if they require a hard inquiry. Checking pre-approvals is definitely not an HP.

Message 2 of 6
DrZoidberg
Established Contributor

Re: Hard inquiries?

It's usually in the terms. All you gotta do is read. 

Message 3 of 6
Creditaddict
Legendary Contributor

Re: Hard inquiries?

which luv button specifically?

 

Message 4 of 6
Anonymous
Not applicable

Re: Hard inquiries?

Victoria secret. I just applied but I see some people asking for CLI as soon as they are approved, so I figured it were beneficial to my score :/
Message 5 of 6
Creditaddict
Legendary Contributor

Re: Hard inquiries?


@Anonymous wrote:
Victoria secret. I just applied but I see some people asking for CLI as soon as they are approved, so I figured it were beneficial to my score :/

in the case of VS, that will be a hard 9 months but many comenity cards you can start requesting from day of approval.

Message 6 of 6
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