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Has Amex prequal changed?

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Anonymous
Not applicable

Has Amex prequal changed?

I on a monthly basis have gone on the Amex prequal and never had anything, now its started saying 

Based on your interests, we recommend the following Cards for you  

So my question is these all have various apr's based on credit worthiness etc is still still basically the same as no we dont have any cards that match our soft pull of you or is there now hope when i see this?

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Has Amex prequal changed?

Yeah, it's pretty much the same thing as "We don't have any offers for you" They just slightly changed the wording.

Message 2 of 8
Anonymous
Not applicable

Re: Has Amex prequal changed?

I figured, was just making sure .

Message 3 of 8
Anonymous
Not applicable

Re: Has Amex prequal changed?

Op I'm glad you asked. I was just thinking the same thing today. 

Message 4 of 8
OmarGB9
Community Leader
Super Contributor

Re: Has Amex prequal changed?

Changed the wording around to probably make it seem more enticing and get people to apply.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 8
Anonymous
Not applicable

Re: Has Amex prequal changed?

They are getting sneaky like discover

Message 6 of 8
Anonymous
Not applicable

Re: Has Amex prequal changed?

A recommendation is not a pre-equal.. 

Message 7 of 8
OmarGB9
Community Leader
Super Contributor

Re: Has Amex prequal changed?

^Sadly some people would probably think it is, and go ahead and apply, which is why I'm sure they changed the wording on it.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 8 of 8
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