Has anyone received early CLI from AMEX

[josephhobby119]

Hi,

I paid off my amex hilton in full. Previous to paying it off it wasn't showing that I was eligible for a CLI. After paying it off, it showed the page to request my new credit limit. It's been less than 181 days. Should I request a cli or still wait till the 6 months is up?

[OmarGB9]

Would this be your first CLI?

[josephhobby119]

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@OmarGB9 wrote:

Would this be your first CLI?

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No third. Went from $2,000 to $6,000 to $18,000!

[OmarGB9]

Then I would wait until 181 days, because if you try early (and it allows you) and you're denied for credit-related reasons, you'll have to wait 91 days to try again.

[nytokyobred79]

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@OmarGB9 wrote:

Then I would wait until 181 days, because if you try early (and it allows you) and you're denied for credit-related reasons, you'll have to wait 91 days to try again.

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Although I have been able to request and successfully get CLIs early, ie., much shorter than 181 days between requests, I don't want to press my luck and I think I was one of the lucky ones. I  was able to get 3 CLIs across 2 cards over a 9 month period but I'm very hesitant this time around. It appears I'm eligible again but it's only been about 4 months since last time. Considering my credit scores are about 30 points less than the 3 previous times, I'm gonna wait it out. Till end of year. I don't want to add an additional 91 days as @OmarGB9 @mentions. Will just wait till scores get better and then also, be at that 6 month mark. Though I was tempted to try 😅😅

[Mdowning30]

@OmarGB9 Thats what got me, even though my account will be 6 months old in 2 weeks, i still have to wait out the 91 days from the date of the CLI denial ? 

[OmarGB9]

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@Mdowning30 wrote:

@OmarGB9 Thats what got me, even though my account will be 6 months old in 2 weeks, i still have to wait out the 91 days from the date of the CLI denial ? 

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If denied for credit-related reasons, yes.