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Has anyone with a Diner's card (mastercard versions) received a credit limit increase?

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12njoy
Super Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?

Well I guess all my new accounts haven't spooked them yet but I've been using their card for little purchases
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 21 of 38
taxi818
Super Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?


@12njoy wrote:
Well I guess all my new accounts haven't spooked them yet but I've been using their card for little purchases

I think they are fine with new accounts. seeing my usage is at 75%  and they have been making a boatload of interest off of me. well a little. hehehe. they should show a little appreication. I put part of my income taxes on the card. as i wanted to avoid issues with the irs. ive been paying like 4 times the minimum. but somehow. i wash and repeat because of the hidden
TL. so maybe they should look and at least raise me to 10k. to match my Amex. honestly i thought it would be 2 years before i would have a clean report. so suddenly i know in the next year or so i will be in upper 700s. so then i will be in a position of strength to ask for a cli really once i pay the balance down. Total util on other cards. about 10% or less.

Message 22 of 38
12njoy
Super Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?

Ok I'll just ride it out. I think I'm going to allow a family member to use one of my cards to help out some usage on the elite. Don't want to get shut down for not using it
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 23 of 38
DaJagman
Regular Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?

I have a 40K CL which is almost half of my gross yearly income. I'm good lol.
FICOs: EX: 840, EQ: 850, TU: 841
Bank of America Cash Rewards 50k
Diners Club Premier 40k
Chase Sapphire Reserve 50k
American Express Platinum NPSL
Discover it 47K
Message 24 of 38
ojefferyo
Valued Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?

I see their SP but no AA or CLI, not really worried about it at this point. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 25 of 38
sandman2435
Established Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?

I have twins at $40K each, I put about a few houndred bucks every few months on them

Message 26 of 38
12njoy
Super Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?

Finally looked at my TU and see BMO SP me on 5/15/15.  I also noticed a SP from "Harris N.A." on 2/15/15.  I assume both are BMO.  They're checking up on us.  My twins are fine BMO.  Don't take them away because they'll be home sick.Smiley Wink

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 27 of 38
taxi818
Super Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?


@12njoy wrote:

Finally looked at my TU and see BMO SP me on 5/15/15.  I also noticed a SP from "Harris N.A." on 2/15/15.  I assume both are BMO.  They're checking up on us.  My twins are fine BMO.  Don't take them away because they'll be home sick.Smiley Wink


Yes both are BMO. did not notice if they sp ed in may. i hope not. as my report did not get completely clean until may 27th. i really need a cli. but i can wait as well until i pay down my balance. in a few months. i hope. after my travels.

Message 28 of 38
12njoy
Super Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?

@Taxi,

 

How many Cap1 cards you have?


(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 29 of 38
taxi818
Super Contributor

Re: Has anyone with a Diner's card (mastercard versions) received a credit limit increase?


@12njoy wrote:

@Taxi,

 

How many Cap1 cards you have?



I actually have 3. i have the original secure cap 1 card. $800 limit. i think about $250 is my money. Then i got QS mastercard. NO AF. $5500. and the venture. 5k. not sure if i get rid of the secured can i get the venture one with decent limit. or another venture.

Message 30 of 38
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