Hello, Information on Joining Langley Federal Credit Union and Applying for a Credit Card Right Away

[Great_Things_Ahead]

      Hello all 

  I'm considering joining Langley Federal Credit Union  I was wondering if any members of Langley can tell me if it was a soft or hard pull for membership? Also, if you applied for membership with your credit report locked and which score and version of it they used? Any baddies if your comfortable sharing? I read another post about a MyFico member applying for membership and a credit card the same day. Are they new FI account sensitive? Joined a couple of credit unions in the last year, auto refi and credit cards with them but over 90 days for the account openings. Any information would be appreciated! I appreciate your time and assistance. Thanks 😊 

[Adkins]

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@Great_Things_Ahead wrote:

      Hello all 

  I'm considering joining Langley Federal Credit Union  I was wondering if any members of Langley can tell me if it was a soft or hard pull for membership? Also, if you applied for membership with your credit report locked and which score and version of it they used? Any baddies if your comfortable sharing? I read another post about a MyFico member applying for membership and a credit card the same day. Are they new FI account sensitive? Joined a couple of credit unions in the last year, auto refi and credit cards with them but over 90 days for the account openings. Any information would be appreciated! I appreciate your time and assistance. Thanks 😊 

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Langley was a SP when I joined. I did not apply for a credit card at the same time, so I can't comment on the rest of your questions. 

[SouthJamaica]

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@Great_Things_Ahead wrote:

      Hello all 

  I'm considering joining Langley Federal Credit Union  I was wondering if any members of Langley can tell me if it was a soft or hard pull for membership? Also, if you applied for membership with your credit report locked and which score and version of it they used? Any baddies if your comfortable sharing? I read another post about a MyFico member applying for membership and a credit card the same day. Are they new FI account sensitive? Joined a couple of credit unions in the last year, auto refi and credit cards with them but over 90 days for the account openings. Any information would be appreciated! I appreciate your time and assistance. Thanks 😊 

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I haven't applied for anything with them lately so my information may be stale, but they pulled EQ FICO 8 for credit card and CLI applications, and they were not at all new account sensitive.

[Anonymous]

I had a bad time trying to join Langley FCU. I couldn't pass the security questions in multiple attempts ("Did your sister's husband's nephew drive a '77 Pinto or a '76 Dodge?") They hit me with a hard pull for my troubles. 

I asked them: If you can't verify to your satisfaction I am me, how do you feel justified in applying a hard pull to the person you think is not me? 

I hope your luck with them is better than mine. It almost has to be, eh? 

[Great_Things_Ahead]

I really appreciate your time and response! 🌈🎉 Thanks again!

[Great_Things_Ahead]

   Hello, 

Thank you for writing I'm sorry you had such difficulties with them. I appreciate your information. ✨. My best!