Help?!? BoA Rewards App No Status?

[Gmood1]

You have nothing to lose by trying to recon. Go for it.

[Anonymous]

I believe it's because I tried to complete my big six in one go. I have two Cap One cards one secured the other not. I tried to get the other five I've been building my credit for two years to get. So far I'm 4 for 5. Approvals this past week are as follows
Amex BCE $10k SL
Discover It $7k SL
Chase Freedom Unlimited 1.5k SL
Citi Double Cash $500 SL
BoA Rewards 123 was the last one I was waiting on before I go into the garden for another two years to get my score up and apply for a mortgage. What are the odds of getting it reconned to complete my big 6. 6 months feels like forever to re app. Ex: score before pull was sitting at 698 from three other pulls done. All of my inquiries fall off by September this year just leaving these 5 apps remaining.

[Gmood1]

You've already been denied. So if you don't recon, there's zero chance. If you attempt a recon, you at least have a shot.

[Anonymous]

Update: called recon the nice lady on the other end notified me that I was denied due to too many recent account openings 4 in the past week, insufficient credit history, ( I guess the new CC are causing that because my AAoA is 3 yrs) too many inquiries, and inssuficent accounts with them. So I guess I will enter the garden until September until my inquiries drop to the 5 from this past week my others are from shopping for my car and motorcycle loans. I think I will also open a checking account with them and see if they send any mailers. She also noted that my HP is good for 90 days if I choose to reapply.

[FinStar]

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@Anonymous wrote:
Update: called recon the nice lady on the other end notified me that I was denied due to too many recent account openings 4 in the past week, insufficient credit history, ( I guess the new CC are causing that because my AAoA is 3 yrs) too many inquiries, and inssuficent accounts with them. So I guess I will enter the garden until September until my inquiries drop to the 5 from this past week my others are from shopping for my car and motorcycle loans. I think I will also open a checking account with them and see if they send any mailers. She also noted that my HP is good for 90 days if I choose to reapply.

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While the agent may have provided this info (often times it can be incorrect).  Typically with BoA the HP is only good for 30 calendar days (CLIs or new apps).   Anything beyond that would be another HP.

Since you've already obtained several new accounts (plus the inquiries to boost), I would say garden for a while.

[Anonymous]

Thanks for the info FinStar. I also agree to the garden I go until my inquiries are looking better then I will try for the last two cards I'm trying to get for the year CapOne QS and BoA Rewards. 4 cards in one weeks is a good haul for me so time to water these seedlings and watch them grow.