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Help, I don't recognize this approval

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GettingBetter2015
Regular Contributor

Help, I don't recognize this approval

Everything that I've been applied for recently has been accounted for with the exception of a 5/3rd card I applied for last week. I was waiting on a response for that, but today I got a My Fico alert of a new account for $800... I called 5/3 and they said I was denied... so now I'm left in a quandary of what the heck is this for? Sam's club was approved for $837, but i got it raised to $7000. Could this still be the Sam's club account, but only reporting an $800 limit?
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 1 of 8
7 REPLIES 7
gibeon
Established Contributor

Re: Help, I don't recognize this approval

I think that if you look at the alert from desktop view it will show the creditor's name. Why it doesn't do so in mobile view is baffling... but it is what it is, I guess...
23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 2 of 8
GettingBetter2015
Regular Contributor

Re: Help, I don't recognize this approval

Nope, all it shows on desktop and mobile is "Charge account" open date 6/6/2016 credit limit $800.
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 3 of 8
thummel
Established Contributor

Re: Help, I don't recognize this approval

Could be SAMs club but who really knows.. Forget about an application?
Message 4 of 8
GettingBetter2015
Regular Contributor

Re: Help, I don't recognize this approval

The only other things applied for and didn't really get an answer about was a Macy's Amex.. The cashier had said it was denied, but the register printed a "shopping pass" it said something about finding an existing account and to use the pass until my new card arrived. The info on the shopping pass matched my existing account, so I assume it was a denial, but the system assumed I didn't have my card with me so it printed a temporary card to use. 

Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 5 of 8
Anonymous
Not applicable

Re: Help, I don't recognize this approval

 Try pulling the information from CreditKarma? While not a FICO reporter its a decent tool for account info. Might have more information on the creditor

Message 6 of 8
Anonymous
Not applicable

Re: Help, I don't recognize this approval


@GettingBetter2015 wrote:
Everything that I've been applied for recently has been accounted for with the exception of a 5/3rd card I applied for last week. I was waiting on a response for that, but today I got a My Fico alert of a new account for $800... I called 5/3 and they said I was denied... so now I'm left in a quandary of what the heck is this for? Sam's club was approved for $837, but i got it raised to $7000. Could this still be the Sam's club account, but only reporting an $800 limit?

It definitely could be Sam's club. The exact same thing happened to me and now I have two Sam's club MC reporting - the first limit and the newer limit. This only shows double on EQ, not the others.

Message 7 of 8
RonM21
Valued Contributor

Re: Help, I don't recognize this approval

There has to be a way to find out. It does sound as if it could be Sam's club. Trying CK or something similar may be a good option, as mentioned.


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Message 8 of 8
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