One other thing, you are worrying about your scores and you are at 2% utilization and you say it’s going to be 0% when you get paid. You might need to let something report, 1% at least , to maximize your score.
One thing I would like to point out is to close CreditOne as soon as possible. You already have 3 prime lenders, you don't need a sub-prime lender like Credit1 now.
Doesn't need to be "as soon as possible", just any time before the next annual fee gets charged. And even then, it only "needs" to be closed if the OP is concerned about paying the annual fee - for some people, it may be worth paying the AF to keep the AAoA higher for a while.
A closed account still factors in to aaoa so no need to keep a card for that reason.