Help? Received a "Pending Further Review" from Amex Everyday

[Anonymous]

Probably no hope for Amex my 6+ year old judgement.

[Anonymous]

---

@Anonymous wrote:
Probably no hope for Amex my 6+ year old judgement.

---

Only one way to find out Also, they may be a little more lenient if you aply for a card with an annual fee since they are guranteed to make a little money off of you from the fee. I dunno though.

[Anonymous]

I appd back in April with a 645 ex 30% util for the bce. Wow was I an idiot. Lol denial reason was fico score then listed public record, loan amount to high and high util.

I want bce but will probably be denied.

[Anonymous]

What kind of loan?

[Anonymous]

2500 personal loan. I only took it out in November so yes it would still be high. Lol

[Anonymous]

I see. I took out a loan from my 401k a few years back. It doesn't show up on credit report, since you are borrowing from yourself basically.

[Anonymous]

My ex is now at 708 with util 9%. Now I'm on the fence. I am pre qual for venture, also received a citi double cash pre select with a specific apr. not sure about citi either.

[jacetx]

---

@Anonymous wrote:
My ex is now at 708 with util 9%. Now I'm on the fence. I am pre qual for venture, also received a citi double cash pre select with a specific apr. not sure about citi either.

---

Do it! Apply for them all! You know you want to 

[Anonymous]

---

@Anonymous wrote:
My ex is now at 708 with util 9%. Now I'm on the fence. I am pre qual for venture, also received a citi double cash pre select with a specific apr. not sure about citi either.

---

Not sure about Citit either. I don't know how conservative they are. My scores were lower than that when I got the Amex BCP. Just sayin...

[Anonymous]

I'm gonna, because I have no intention of aping for anything else, I can have EE and have the judgement removed from tu in sept and ex eq in jan, my score should go through the roof. 😁 I busted by butt to get my scores from tu 645 eq 647 ex 645 to tu 715 eq 693 ex 708. I need a spree. Lol apping the 28th though. Waiting for cli's to hit. 😊