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Help with Amex

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KSK1912
Valued Contributor
‎12-29-2016 11:56 AM
‎12-29-2016 11:56 AM

Re: Help with Amex

@Anonymous wrote:

i have and it say there is no offer for me at this moment.

Don't get stuck on that too much, i got 4 cards with them, 1 december 2015 and 3 in april 2016 same day, and never been pre approved for anything. Your score looks really good. If you get it, you could use it to transfer some balance from Cap One. You should have 12 to 15 month 0% interest for purchases and BT's. Good Luck.

6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board

Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 11 of 13
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sjt
Senior Contributor
‎12-29-2016 12:14 PM
‎12-29-2016 12:14 PM

Re: Help with Amex

@Anonymous wrote:

i have and it say there is no offer for me at this moment.

Your Experian score is good and thats what they usually pull. The only thing I would be concerned with is your utilization on your Cap1 Cards. You should get approved but it might be a low SL.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 12 of 13
redpat
Senior Contributor
‎12-29-2016 01:13 PM
‎12-29-2016 01:13 PM

Re: Help with Amex

@sjt wrote:
@Anonymous wrote:

i have and it say there is no offer for me at this moment.

Your Experian score is good and thats what they usually pull. The only thing I would be concerned with is your utilization on your Cap1 Cards. You should get approved but it might be a low SL.

 

 

+1

Personal Cards: Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BBP
Message 13 of 13
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