Help with Chase Freedom

[Anonymous]

It seems the Freedom card is Chase' entry level card. Does anyone know the current credit score needed or Bureau they pull from? I have no baddies in the last year 2 years and no more than 4 inquiries on any bureau. No collections and so far this year approved for everything Ive applied for due to scanning these boards. Any help would be appreciated.

[Anonymous]

They pulled TU and EX for me. As far as scores go I'm not sure. Check their pre qualify site and see if the Freedom comes up for you.

[B335is]

Usually EX pull for me. Sometimes EX and TU. chase is also known to pull TU if you're preapproved. I also suggested moving your thread to applications for better exposure.

[Anonymous]

They pulled strictly EX for me last week for my Slate 5500 CL approval. I was tempted to try CSP immediately afterwards, but didn't have the 🏈🏉. 😱😱

[Santi78342]

If the scores in your sig are accurate, I say your chances are slim to none. 

If you have opened 5 or more cards in the last two years,  I say your chances are 0!

just my 2 cents!

[Anonymous]

What are your scores, I'm on a phone. Can't see them.

[JSS3]

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@Anonymous wrote:
What are your scores, I'm on a phone. Can't see them.

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From the OP's sig:

Current Score: 5/9/2015 - EXP: 619 EQ: 621 TU: 650

[Anonymous]

I would garden a few more months. Mine are ex 671 eq 672 and tu 680, and I won't even app for chase yet.

[Anonymous]

Your FICOs are a bit low, but one thing that would help us answer your question a bit better would be if you could tell us what baddies you have on your credit reports.

Chase uses an internal score (even for new applicants) for their cards, and their internal score seems to weigh certain baddies a lot less heavily than FICO does.

[Jerry45]

I Live in the Midwest, Chase pulled EX and TU for me.