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Ok. Since I had three inqs from 1/2/14 that should have dropped off my report by now (I have two inqs in past year and none in past six months) I am ready to pull the trigger on the following cards in this order (please advise if I should switch the order around but its in order of priority of cards I want at the moment:
1. Barclays Arrival plus
2. Amex everyday
3. citi hilton hhones
4. Chase hyatt
I'm a bit concerned since all these lenders seem to pull experian. Any thoughts would be appreciated.
Barclays is typically a TU puller though some report that they do pull EX, I would check CreditPulls or Who Gave Me Credit to get an idea on this for your state. Good luck ![]()
Weekend and no Recon.. Might be sitting a few days on decisions for a few of those
.. I don't app on weekends anymore![]()
Also I would switch 2 and 3 so Citi before Amex as citi is more inquiry sensitive and might pull EX as you know Amex will pull experian and they aren't inquiry sensitive... Other then that I think the order is perfect
@Anonymous wrote:
Citi, Barclays, AMEX, Chase.
Should citi still go first if I already have a citi account in good standing, but no barclays account?
@CreditCuriousity wrote:Weekend and no Recon.. Might be sitting a few days on decisions for a few of those
.. I don't app on weekends anymore
Is there any downside other than having to wait until Monday to call in? I was thinking about starting my apps and going one by one. If someting isn't an instant approval then I will just stop until I can call in and then I would follow up with other apps once I got an answer back.
@Anonymous wrote:
Okay Barclays first then.
I win