cancel
Showing results for 
Search instead for 
Did you mean: 

citi best buy. hard pull cli?

tag
taxi818
Super Contributor

citi best buy. hard pull cli?

Hello all. im just wondering who does citi pull for a cli. im here in florida and of course who pulled data base does not list cli information. i have a best buy platinum. since last year. about 8 months paid it off. and now just bought a few things again. as the limit is so low it is barely usable. outside of best buy. not really. but 2k. just wondering who do they pull for cli. they pulled my equifax when i got the card . just like discover. but for cli. discover pulled TU. hoping this is the same. any info appreciated. thanks.

Message 1 of 21
20 REPLIES 20
Tszone
Regular Contributor

Re: citi best buy. hard pull cli?

They pulled EQ (hard pull) 2 days ago on my best buy mastercard.

Message 2 of 21
TRC_WA
Senior Contributor

Re: citi best buy. hard pull cli?

Yes it's a HP... EQ.

 

Got mine last week... it was worth it... $1800 CL to $3500 CL.  I probably should have requested more but I've already bought all the electronics I need from Best Buy... LOL

FICO8 current as of : 2-1-26 EQ: 713 TU: 702 EX: 705
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 1
Verizon Visa $8500 Amex Delta Gold $10,000 Care Credit $18,000
NFCU CashRewards $13,500 Apple Card $7000 Best Buy $8000 Amazon $5000
STCU auto loan (2026 Hyundai Palisade Hybrid) 6.24%
HDFS motorcycle loan (2024 Harley Davidson Road Glide) 9.45%
Total CL: $70,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $257k
Last app: 1-31-26
Message 3 of 21
taxi818
Super Contributor

Re: citi best buy. hard pull cli?


@TRC_WA wrote:

Yes it's a HP... EQ.

 

Got mine last week... it was worth it... $1800 CL to $3500 CL.  I probably should have requested more but I've already bought all the electronics I need from Best Buy... LOL


How long have you had your card? i had just paid my computer off to zero. went in store xmas eve.

Big mistake. bought a sound bar with woofer. system. sony. 6 months same as cash. so im wondering if i should ask for cli or wait until i pay it off. which is probably best. since i only owe about 400 bucks on the thing. so eq. hmmm.

Message 4 of 21
TRC_WA
Senior Contributor

Re: citi best buy. hard pull cli?


@taxi818 wrote:

How long have you had your card? i had just paid my computer off to zero. went in store xmas eve.

Big mistake. bought a sound bar with woofer. system. sony. 6 months same as cash. so im wondering if i should ask for cli or wait until i pay it off. which is probably best. since i only owe about 400 bucks on the thing. so eq. hmmm.


 

 

I think you'll be fine.

 

I got my card Sept. 2013... have bought 2 laptops, 2 TVs and a soundbar.  All 0% deals... after 16 months I figured why not and requested the CLI.  They emailed me 2 hours later and said I was approved.

 

Balance was $1000/$1800 and after my $200 payment yesterday it's now $800/$3500.  :-)

FICO8 current as of : 2-1-26 EQ: 713 TU: 702 EX: 705
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 1
Verizon Visa $8500 Amex Delta Gold $10,000 Care Credit $18,000
NFCU CashRewards $13,500 Apple Card $7000 Best Buy $8000 Amazon $5000
STCU auto loan (2026 Hyundai Palisade Hybrid) 6.24%
HDFS motorcycle loan (2024 Harley Davidson Road Glide) 9.45%
Total CL: $70,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $257k
Last app: 1-31-26
Message 5 of 21
capitalkid
Regular Contributor

Re: citi best buy. hard pull cli?

I have the Best Buy Store Card.  Opened in Feb 2011.  I apped for a CLI in July 2014 after a June PIF.  They pulled TU. In CA. 2500 Increase.  

Message 6 of 21
Anonymous
Not applicable

Re: citi best buy. hard pull cli?

Asked for a CLI in September and they pulled Equifax for me in New Hampshire.

Message 7 of 21
BearsAndTurtlesRtheBest
Senior Contributor

Re: citi best buy. hard pull cli?

Out of all Citi CCs Best Buy has been the worst, my dad has had the card since 2008 and they havent ganted him a CLI its taken 3 HPS and nothing, so its getting closed out next month once remaining balance is paid off.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 8 of 21
BearsAndTurtlesRtheBest
Senior Contributor

Re: citi best buy. hard pull cli?

They HP TU in southern cali.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 9 of 21
Anonymous
Not applicable

Re: citi best buy. hard pull cli?

I got awesome (being a store card) auto CLIs with this card but not so much when Citi took over. HSBC/Cap1 bumped me from $1000 to $3400 in about 2 years time automatically. I wanted an even number so tried for $4000 and got it. Didn't know I could go up real high and counter would be made until after I joined the forum.

Message 10 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.