I apped for Delta SkyMiles back in february in a very similiar situation. I was issued $3500 CL and CLI'ed 61 days later for 3X to $10500. I say go for it!!! I was at 688 with a few inquiries. Good Luck
Starting Score: 636
@gandhman wrote:I apped for Delta SkyMiles back in february in a very similiar situation. I was issued $3500 CL and CLI'ed 61 days later for 3X to $10500. I say go for it!!! I was at 688 with a few inquiries. Good Luck
Thank you so much for the encouragement! That is awesome about your CLI!!! As soon as my new SLs update, I am definitely applying!!!!! (I am hearing Rocky theme song in my head hahaa) I will let you know what happens
@Anonymous wrote:
@Anonymous wrote:Hi guys! New here to the forum, and want to say hello! Also need some advice about Amex's pre-qualified link on their site-specifically, how accurate is it? When I input my info, Blue Cash Everyday, Gold Card (charge), and Platinum Card (charge) appear. My AAoC is about 2 years and my EX score is 681. TU is 753. No negatives. Utilization is about 32% because of where I am in cycle and recent purchases made. My income is about $99k per year. Do I tand a chance of approval for the BCE? I really wantto getmy foot n the door with Amex-- Thanks in advance for your input.
im sure it lists a specific APR and if so you are good to go.
I would STRONGLY encourage you to grab 2 cards for 1 inquiry. After you apply for the BCE, private browser google Amex PRG 50k. Apply for that, you will have to call in probably to verify due to security measures. Then spend a grand in 3 months and you will have 50k MR points, 2 $50 airline gift cards, then after jan 1 2 more $50 gift cards. Those 50k points can be transferred directly to Delta and thats enough for 2 roundtrip tickets in the US. Basically you have enough for 3 flights with this deal. Then at 51 weeks go for a retention offer to circumvent $195 annual fee, and if they dont give you a deal, downgrade the card to a cheaper one. Then you will earn cash back or points on gas, groceries, department stores, and restaurants...
also too with your high utilization you can worry less about how much reports because the PRG is a charge card (pay off monthly). I put my property taxes on it!
I planned on waiting for my new limits to report, but my finger is itchy. In case I do app now, in your opinion, shall I try for the PRG 50k first or the Delta card? I am showing pre-qual for the BCE, Gold Card (charge), and Platinum Card (charge). Thanks again
@Anonymous wrote:
I planned on waiting for my new limits to report, but my finger is itchy. In case I do app now, in your opinion, shall I try for the PRG 50k first or the Delta card? I am showing pre-qual for the BCE, Gold Card (charge), and Platinum Card (charge). Thanks again
If I'm not mistaken, the Platinum has a 100k offer right now (search the forums here). If you're up for it, that's a really good offer. If not, I would go for the BCE first and then the PRG (unless you really want the Delta).
@Anonymous wrote:
@Anonymous wrote:I planned on waiting for my new limits to report, but my finger is itchy. In case I do app now, in your opinion, shall I try for the PRG 50k first or the Delta card? I am showing pre-qual for the BCE, Gold Card (charge), and Platinum Card (charge). Thanks again
If I'm not mistaken, the Platinum has a 100k offer right now (search the forums here). If you're up for it, that's a really good offer. If not, I would go for the BCE first and then the PRG (unless you really want the Delta).
Wow! That is a good offer!! I will research here on the forum-