Hi everybody On Board, Help me

[Anonymous]

Hi everybody On Board,

 I Join this Forums last week. have Read and understand alot of threads on this Board, 

My Credit score is 505

My credit limit is 3k

My Debit is 4k 

And I wanna Apply for Barclaycard with Apple Reward, i have try it so many time they declind me,  what do i have to do ?

Thanks everybody

[TRC_WA]

You need to quit applying. All you are doing is adding HP's which make your score tank even more.

FICO or FAKO you aren't getting any CC's with a 505.

Focus your efforts on what's wrong with your reports and start cleaning them up.

[Imperfectfuture]

Visit this forum instead

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/bd-p/rebuildingcredit

[Anonymous]

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@Anonymous wrote:

Hi everybody On Board,

 I Join this Forums last week. have Read and understand alot of threads on this Board, 

My Credit score is 505

My credit limit is 3k

My Debit is 4k 

And I wanna Apply for Barclaycard with Apple Reward, i have try it so many time they declind me,  what do i have to do ?

Thanks everybody

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This is your second thread asking the same thing.  You should look there

[CreditCuriosity]

As others have stated you will not get approved with your current score..  You need to increase it by at least 100 points most likely.  Goto the rebuiding section of this forum and start reading up on the stickies and the topic and post their and hopefully you willl learn some stuff.  Obviously you have some baddies to make you score this low.  

Best of luck

[Anonymous]

what at least  CC Score Can i get before I can get Approve on Barclaycards ?

[Anonymous]

what at least  CC Score Can i get before I can get Approve on Barclaycards ?

[Anonymous]

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@Anonymous wrote:

what at least  CC Score Can i get before I can get Approve on Barclaycards ?

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I'm not sure I am following your logic?  

You are not able to get a Barclay Apple card at this time. You must repair the bad stuff that is on your credit report first before you begin to even think about getting a card.  To answer your question, you probably need to raise your score 150 points minimum to even think about that card.  

I hope you are not that person that doesn't like the truth?  Please go to the rebuilding forum and read the posts. 

[Pway]

Welcome to the boards.  I would suggest that you quit applying for credit.  Also get your debt utiliztion down and it will improve your scores as well.  Your score is low but I would suggest as well that you garden, bring up your credit score.  Good luck.