Higher starting credit limit Chase or Citi?

[tbque]

My fiance wants to apply for a new card with a higher credit limit. Her scores are around 695 - 735 depending on bureau. She has Cap One QS w/$5k limit, Cap One Platinum w/$8k limit, BOA w/$6k limit and Amex Gold Rewards w/No set limit. She has no baddies. Which card between Chase and Citi would possibly offer the higher starting limit? We're also thinking NFCU if I can get her membership through mine. 

[tbque]

No advice from anyone? Would appreciate any feed back. Thanks in advance!

[Burned2manybridgesB4]

Eventually somebody with a crystal ball will chime in.

[Burned2manybridgesB4]

Goes well beyond scores, and limits...

Age of credit file, HP count, ARS/IDA, lexnex, falcon score... Etc etc etc.

[elim]

Chase Saphire Reserve, 10k min (if you qualify)

[baller4life]

Chase usually gives higher starting limits than Citi. And definitely have her join NFCU.

[AverageJoesCredit]

NAVY Fed for sure!

If she doesnt apply for new, can she request cli with current ? I hear Boa can grow like wildfire with cli if your profile supports it.

[Anonymous]

Not sure why you're calling that poster a jerk. They answered your question. I'm sure the first response is simply because you waited less than 3 hrs and requested answers. It's the weekend, not everyone is playing on myfico, don't take it as being ignored or no one wanting to help. Responses aren't always instant. In the short time I've been on these forums I've concluded that the people here are always pretty helpful.

That said, it's hard to know what lender is going to give her the highest CL. In general, I see people here with higher starting limits with NFCU. My biggest sl was a CU and CHASE. Never tried citi, bec I've read in many other forums about low sl's. But as the other poster said, it's dependent on many things, not just lender. Is she trying to get a big sl for a bt, or just wanting to match other limits?

[Anonymous]

@AverageJoesCredit,

Agree 100%. I always read "shoot for the stars" in reference to boa cli requests. And it worked for me. Read numerous other threads with the same success.

[baller4life]

It is against forum rules to be anything less than FSR guys. Let's please keep that in mind. Thanks.

http://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/m-p/2797115