Holy Grail?!?!

[Anonymous]

What is the Holy Grail credit card to obtain and why?

[Anonymous]

There is no holy grail. You bet your house against their house. Their house always wins against people who are stupid with their money. Credit should only be used for convenience and only for what you can reasonably pay off in a short period of time, without sending you to bankruptcy court. A person who makes 50k per year and a person who makes 500k per year might have different holy grails. They might also be broke at different levels, while still fighting to pay their bills. So, yes, what is the holy grail? To me, it is having time proven adequate credit lines, living within my means, paying my bills and still being able to see a movie, eat a steak out for dinner and putting a few bucks in savings for the rainy day.

[Skye12329]

It depends. Everyone is different. For e.g myself, i prefer cash back and good customer service. So i primarily use my Discover and Freedom card. I also look at the benefits for each card.

[Anonymous]

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@Anonymous wrote:
What is the Holy Grail credit card to obtain and why?

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None.

I don't recall ever seeing holly grail and credit card used in the same sentence before. There is always a first.

[Anonymous]

This was meant to be a fun post! Was just wondering what cards people thought would be the best in their opinion!

[Anonymous]

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@Anonymous wrote:
This was meant to be a fun post! Was just wondering what cards people thought would be the best in their opinion!

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Let's just end this thread now......I want the Amex Centurian card. It's a beautiful black card made of metal. It's by invite only and you must spend, at minimum 250k during the calendar year to be invited for one. Are we done yet?

[Anonymous]

[odd_dog]

I WANNA PLAY!!!  LOL  For me it would be the JPM Palladium card....simply because you have to have a boat load of money in a Chase account to qualify, and the usual, it is made of metal. The rewards seem like crap from what I have read here but the fact not everyone can qualify for one is cool to me, the AMEX Centurion card is cool too BUT you have to put a huge amount on your platinum card to even be considered for the "black beauty" and the entrance fee seems just ridiculous......

[Anonymous]

To me, holy grail is no longer one card, more of a status. Not quite churning for rewards, but where utilization and general credit health are at a point where there's a near unlimited supply of zero interest opportunities staggered or in succession.

[Anonymous]

Here's a black card