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So for some reason I have been getting mailers (weekly) and emails (daily) that I am preapproved for this card. Citi doesn't like me for some reason and I don't have any of their cards. I do have a Macys card but that is from their retail division so that doesn't really count.
Funny, I don't need this card but the constant bombardment from them is making me want to apply!
I received the emails AND was pre-qual'd on thier site.
Finally apped two weeks ago.
Denied.
FYI: Burned Citi a bit in a BK13 (DC 12/15) tho and that was the reason cited.
Good luck.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










I would much rather have a Lowes card....you get 5% off every purchase with their card.