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Home Depot Consumer Card Pre Approval

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mattmyFIC0
Established Contributor

Home Depot Consumer Card Pre Approval

So for some reason I have been getting mailers (weekly) and emails (daily) that I am preapproved for this card. Citi doesn't like me for some reason and I don't have any of their cards. I do have a Macys card but that is from their retail division so that doesn't really count.

 

Funny, I don't need this card but the constant bombardment from them is making me want to apply!

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 1 of 5
4 REPLIES 4
Gmood1
Super Contributor

Re: Home Depot Consumer Card Pre Approval

Yeah I keep getting hit as well...I'm going to pass.
Unless I need new appliances and they're giving promos.
Message 2 of 5
Anonymous
Not applicable

Re: Home Depot Consumer Card Pre Approval

I received the emails AND was pre-qual'd on thier site. 

Finally apped two weeks ago. 

Denied. 

FYI: Burned Citi a bit in a BK13 (DC 12/15) tho and that was the reason cited.  

Good luck. 

 

 

 

 

 

Message 3 of 5
RonM21
Valued Contributor

Re: Home Depot Consumer Card Pre Approval

I get them also. But already have Lowe's. I wouldn't get it if you don't have a need for it.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 5
CountryLivin
Valued Contributor

Re: Home Depot Consumer Card Pre Approval

I would much rather have a Lowes card....you get 5% off every purchase with their card.

Message 5 of 5
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