Home Depot vs. Lowes

[skigirl916]

Which is the easier card to get, with high limits, in your opinion?

[Anonymous]

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@skigirl916 wrote:

Which is the easier card to get, with high limits, in your opinion?

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Lowes - you may get a low starting CL but very easy to immediately bump it up quite a bit

[Anonymous]

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@skigirl916 wrote:

Which is the easier card to get, with high limits, in your opinion?

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Lowe's definitely. HD is citi backed.

[Anonymous]

Synchrony backs Lowe's and their fairly liberal with CLI's, Citi, well, isn't. 

[skigirl916]

Ahhhh! I HATE CITI!

So, Lowe's it is! Eventually, anyway. Gotta close first.

[Anonymous]

Lowes is the best by FAR! I opened both accounts at the same time in mid November 2014. Lowes gave $600 initial limit and HD $500. When I got both cards I requested a CLI, with Lowes I used the chat method and got it increased to $5,000. I tried HD and they HP me and denied the CLI.

Now 1 1/2 months after my Lowes CLI I requested another one I asked for $25,000 I didn't get the full amount but was increased to $12,000!!! with only a SP making it my first $10k plus card!

[chalupaman]

Lowes beats HD to a pulp. Apping for the HD card led to all my accounts with Citi getting shut down and I only got a $1k limit from that. With lowes I seriously had $17k.

[Anonymous]

Lowes gave me $300 on CL upon approval and I was about to tell them where to stick their card.  CreditAddict convinced me to wait and ask for a CLI on chat once I got the card.  He told me to ask for the max, $25,000.  I figured there was no way in hell that they were going to raise my limit from $300 to $25,000.  Sure enough two minutes on chat and bam, new limit of $25,000.

[Anonymous]

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@Anonymous wrote:

Lowes gave me $300 on CL upon approval and I was about to tell them where to stick their card.  CreditAddict convinced me to wait and ask for a CLI on chat once I got the card.  He told me to ask for the max, $25,000.  I figured there was no way in hell that they were going to raise my limit from $300 to $25,000.  Sure enough two minutes on chat and bam, new limit of $25,000.

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Seriously? Should have asked for $50,000.

[stagefoursurvivor]

Definitly Lowe's

Instant approval for $700, called immediately and bumped to $5K.

Citi? Losers, just like CitiField and the Mets. They shouldn't have been bailed out by taxpayers. Ebenezar Scrooge would be proud