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I was just approved for membership at PSECU. 3 new credit cards 3 months ago, inquiries in the last 12 months 1 EQ 1TU 3EX. Do you it is worth a shot to apply for their VISA/PSL combo now or should I wait for all new accounts to age to 12 months? Same question for auto loan.
I have applied many times since my rebuild and denied everytime, but my scores are lower then yours, my inquires are way higher, and lots of new accounts. I feel like you definitly have a shot though, it will be a EX pull.