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How Inquiry/New Accounts Sensitive is PSECU?

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Anonymous
Not applicable

How Inquiry/New Accounts Sensitive is PSECU?

I was just approved for membership at PSECU. 3 new credit cards 3 months ago, inquiries in the last 12 months 1 EQ 1TU 3EX. Do you it is worth a shot to apply for their VISA/PSL combo now or should I wait for all new accounts to age to 12 months? Same question for auto loan.

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alexl22
Regular Contributor

Re: How Inquiry/New Accounts Sensitive is PSECU?

I have applied many times since my rebuild and denied everytime, but my scores are lower then yours, my inquires are way higher, and lots of new accounts. I feel like you definitly have a shot though, it will be a EX pull.

Starting Score: myFICO TU: 542, myFICO EQ: 556 EX: 549 (03/2013)
Current Score: 729 TU, EQ: 702, EX 724

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