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How Long Does Chase Blacklist You?

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Anonymous
Not applicable

Re: How Long Does Chase Blacklist You?

9 yrs for me with an unsettled 2009 CO.

 

Went into the branch to open a checking account with $300 SUB and walked out with the checking account and a FU card that had a $150 SUB with a $500 spend. Chase paid their SUB's fast.

Message 11 of 13
xaximus
Valued Contributor

Re: How Long Does Chase Blacklist You?

I believe BL can be anywhere between 10-20 years with Chase from DPs I've read. That can change if you settle or repay your debts. Most lenders will be open to that. Depending on the CO, I would possibly look into settling it for a lesser sum but if that's not an option, I would wait.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 12 of 13
Jnbmom
Credit Mentor

Re: How Long Does Chase Blacklist You?


@Meanmchine wrote:

@Jnbmom wrote:
I think some have gotten back in with them. I have not tried since early this year with them because besides that I am way beyond the 5/24.

I tried 18 months ago when I apped for the Amazon card.  After recon, the only reson on the final denial letter was "prior relationship" Havnt tried since then. My scores are over 100 points better since then plus I have a clean report now. 

 

On a side note, I HATE how Chase will double pull your reports even if you are on their BL


Exactly double pull😠I wish they were like amex and just outright denied with no pull.

EXP 780 EQ 796 TU 810
Message 13 of 13
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