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How Many Venture Denials?

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MaisCher
Frequent Contributor

How Many Venture Denials?

I'm curious, who apped for the Venture and got a denial. I'm curious what the number would be in comparison to the approvals we saw.

FICO: 718 Ex
BK13: Discharged 3/2024

Ally Platinum MC $9.7K, Nordstrom $7.5K, Venmo Visa $7.8K, Cap One Pottery Barn Visa $10K, Cap One Neiman Marcus $13K, Wells Fargo Autograph Journey $30K
AU on Hubbys: Amex Platinum, and Chase Sapphire $17K
Message 1 of 74
73 REPLIES 73
chalupaman
Super Contributor

Re: How Many Venture Denials?

I got instant denial for Venture and instant denial for Venture One last month but my Venture app is being manually reviewed on recon so hopefully that might turn out to be an approval.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 74
CreditCuriosity
Moderator Emeritus

Re: How Many Venture Denials?

Several I have seen maybe 5 off hand that I can think of, although I am sure there are alot more that people never posted about either.

Message 3 of 74
MaisCher
Frequent Contributor

Re: How Many Venture Denials?


@CreditCuriousity wrote:

Several I have seen maybe 5 off hand that I can think of, although I am sure there are alot more that people never posted about either.


Yeah, I've seen maybe 4 but I was just thinking there have to be way more people getting denied. I think this may have just been the right people applying for the right card more than anything.

 

Don't think I'm gonna bite. I have a bad feeling LOL

FICO: 718 Ex
BK13: Discharged 3/2024

Ally Platinum MC $9.7K, Nordstrom $7.5K, Venmo Visa $7.8K, Cap One Pottery Barn Visa $10K, Cap One Neiman Marcus $13K, Wells Fargo Autograph Journey $30K
AU on Hubbys: Amex Platinum, and Chase Sapphire $17K
Message 4 of 74
Anonymous
Not applicable

Re: How Many Venture Denials?


@MaisCher wrote:

@CreditCuriousity wrote:

Several I have seen maybe 5 off hand that I can think of, although I am sure there are alot more that people never posted about either.


Yeah, I've seen maybe 4 but I was just thinking there have to be way more people getting denied. I think this may have just been the right people applying for the right card more than anything.

 

Don't think I'm gonna bite. I have a bad feeling LOL


If you don't have use for it, then don't apply.  I did because I can meet the spend to get my 2nd $400 (Had a venture a while back and is still open) and I do like seeing that limit on my report.

Message 5 of 74
CreditCuriosity
Moderator Emeritus

Re: How Many Venture Denials?


@MaisCher wrote:

@CreditCuriousity wrote:

Several I have seen maybe 5 off hand that I can think of, although I am sure there are alot more that people never posted about either.


Yeah, I've seen maybe 4 but I was just thinking there have to be way more people getting denied. I think this may have just been the right people applying for the right card more than anything.

 

Don't think I'm gonna bite. I have a bad feeling LOL


If you wan't it still say a year from now it will still be there... people just wanted it for the bigger CL's that have borderline sup/prime credit...  It by far isn't the best rewards card by any means... PC'ing it to the QS is an option though after 6 months?  

Message 6 of 74
CreditCuriosity
Moderator Emeritus

Re: How Many Venture Denials?

well tech. $400 dollar travel credit...not cash...

Message 7 of 74
Anonymous
Not applicable

Re: How Many Venture Denials?


@CreditCuriousity wrote:

well tech. $400 dollar travel credit...not cash...


@Anonymous,

 

At CC, I think the 40,000 points = $400 in cash and worth more for travel... Don't quote me but let me find out.

Message 8 of 74
Anonymous
Not applicable

Re: How Many Venture Denials?

40K miles = $400 statement credit towards travel.
Message 9 of 74
MaisCher
Frequent Contributor

Re: How Many Venture Denials?


@CreditCuriousity wrote:

@MaisCher wrote:

@CreditCuriousity wrote:

Several I have seen maybe 5 off hand that I can think of, although I am sure there are alot more that people never posted about either.


Yeah, I've seen maybe 4 but I was just thinking there have to be way more people getting denied. I think this may have just been the right people applying for the right card more than anything.

 

Don't think I'm gonna bite. I have a bad feeling LOL


If you wan't it still say a year from now it will still be there... people just wanted it for the bigger CL's that have borderline sup/prime credit...  It by far isn't the best rewards card by any means... PC'ing it to the QS is an option though after 6 months?  


 

I could use another high limit card.  I'm still trying to get my overall available credit to good utilization padding point, but it's not a must right now I don't think.

FICO: 718 Ex
BK13: Discharged 3/2024

Ally Platinum MC $9.7K, Nordstrom $7.5K, Venmo Visa $7.8K, Cap One Pottery Barn Visa $10K, Cap One Neiman Marcus $13K, Wells Fargo Autograph Journey $30K
AU on Hubbys: Amex Platinum, and Chase Sapphire $17K
Message 10 of 74
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