How Many Venture Denials?

[Anonymous]

Why not....

Two high limit cards?

[MaisCher]

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@Anonymous wrote:
Why not....

Two high limit cards?

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Why not what? Apply?

[Anonymous]

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@Anonymous wrote:
40K miles = $400 statement credit towards travel.

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@Anonymous,

Thanks for clarifying that as that is what I thought.  Hopefully, I get my 2nd $400 after C*..

[Anonymous]

I was denied for the Venture but have not received any letter as of yet.   I applied last Friday,   I imagine for too many inquiries and "not enough expreience with high limits".

One the other hand, I applied with USAA last Wednesday for the AMEX Cash rewards and was approved for 16K,  then knowing I could apply for another USAA with the same pull I was approved for the World Mastercard Rewards for 16K,   then feeling good I submitted one last app for the night and that was for the Huntington Voice,  and was approved for 8.5K.    Not a bad 15 minutes of my time.  Then the next day,  I upgraded my Sams Club card to the Mastercard.  

As for the Venture,  I am not bummed about being "denied" although their 3 pull system does suck to the max.    I will wait for the letter and see what they say.    No big loss to me though either way.

[chalupaman]

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@Anonymous wrote:

I was denied for the Venture but have not received any letter as of yet.   I applied last Friday,   I imagine for too many inquiries and "not enough expreience with high limits".

One the other hand, I applied with USAA last Wednesday for the AMEX Cash rewards and was approved for 16K,  then knowing I could apply for another USAA with the same pull I was approved for the World Mastercard Rewards for 16K,   then feeling good I submitted one last app for the night and that was for the Huntington Voice,  and was approved for 8.5K.    Not a bad 15 minutes of my time.  Then the next day,  I upgraded my Sams Club card to the Mastercard.  

As for the Venture,  I am not bummed about being "denied" although their 3 pull system does suck to the max.    I will wait for the letter and see what they say.    No big loss to me though either way.

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How long did you have the Sams Club? I'm interested in an upgrade to the MC too. I've had mine since November.

[Anonymous]

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@Anonymous wrote:

I was denied for the Venture but have not received any letter as of yet.   I applied last Friday,   I imagine for too many inquiries and "not enough expreience with high limits".

One the other hand, I applied with USAA last Wednesday for the AMEX Cash rewards and was approved for 16K,  then knowing I could apply for another USAA with the same pull I was approved for the World Mastercard Rewards for 16K,   then feeling good I submitted one last app for the night and that was for the Huntington Voice,  and was approved for 8.5K.    Not a bad 15 minutes of my time.  Then the next day,  I upgraded my Sams Club card to the Mastercard.  

As for the Venture,  I am not bummed about being "denied" although their 3 pull system does suck to the max.    I will wait for the letter and see what they say.    No big loss to me though either way.

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@Anonymous,

That was some serious drilling of apps for 15 minutes.  Nice

[Anonymous]

I had the SAMS Club 13 months.   I was also told back in December when I phoned to question an upgrade I could apply flat out for the SAMS Mastercard and keep both cards if I saw the need.   

[Anonymous]

I got approved!

[Anonymous]

Thank's Yes-it-me.   I saw my inquiries had dropped to 4 on Equifax and pulled the trigger knowing both banks would pull them.    I also bank with Huntington and have wanted that card for about a year now with the 3x rewards. 

In a few months I may apply for one more USAA card with the low interest and close the 2 Mastercards I had prior to last Wednesday since they were "rebuilding" cards but not secured.   As of today,  I have a car loan with USAA, and 4 credit cards.  2 with 16K limits, and one with 2K and the other with 1K.

[Anonymous]

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@Anonymous wrote:

Thank's Yes-it-me.   I saw my inquiries had dropped to 4 on Equifax and pulled the trigger knowing both banks would pull them.    I also bank with Huntington and have wanted that card for about a year now with the 3x rewards. 

In a few months I may apply for one more USAA card with the low interest and close the 2 Mastercards I had prior to last Wednesday since they were "rebuilding" cards but not secured.   As of today,  I have a car loan with USAA, and 4 credit cards.  2 with 16K limits, and one with 2K and the other with 1K.

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Very well done.  Strategy, strategy...  Always works.