How Many Venture Denials?

[CreditMagic7]

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@Anonymous wrote:

Thank's Yes-it-me.   I saw my inquiries had dropped to 4 on Equifax and pulled the trigger knowing both banks would pull them.    I also bank with Huntington and have wanted that card for about a year now with the 3x rewards. 

In a few months I may apply for one more USAA card with the low interest and close the 2 Mastercards I had prior to last Wednesday since they were "rebuilding" cards but not secured.   As of today,  I have a car loan with USAA, and 4 credit cards.  2 with 16K limits, and one with 2K and the other with 1K.

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Good card, Voice. Good choice.

I also bank with them and HAD planned on getting a 2nd one this month at 1 year anniversary. Wouldn't that been nice?

Then along came Venture.

[CreditCuriosity]

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@Anonymous wrote:
40K miles = $400 statement credit towards travel.

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Yep so about 200 i believe in cash?

[Anonymous]

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@CreditCuriousity wrote:

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@Anonymous wrote:
40K miles = $400 statement credit towards travel.

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Yep so about 200 i believe in cash?

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@Anonymous,

No, $400 as in benjamins/Dinero

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriousity wrote:

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@Anonymous wrote:
40K miles = $400 statement credit towards travel.

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Yep so about 200 i believe in cash?

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@Anonymous,

No, $400 as in benjamins/Dinero

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Hmmm ok, guess my brain isn't working after work... Still confused, but nothing new there with me.  I guess I am thinking in terms of CSP... being 40k UR = 400 cash or about 1000+ in travel in used with partners.. I know I am not adding 1+1 correctly, but I will get there

[Anonymous]

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@CreditCuriousity wrote:

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@Anonymous wrote:

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@CreditCuriousity wrote:

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@Anonymous wrote:
40K miles = $400 statement credit towards travel.

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Yep so about 200 i believe in cash?

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@Anonymous,

No, $400 as in benjamins/Dinero

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Hmmm ok, guess my brain isn't working after work... Still confused, but nothing new there with me.  I guess I am thinking in terms of CSP... being 40k UR = 400 cash or about 1000+ in travel in used with partners.. I know I am not adding 1+1 correctly, but I will get there

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@Anonymous,

It is only monday

[Anonymous]

Venture miles do not transfer.

[B335is]

I still don't get the hype around 40k bonus. Capital One used to bump this to 50-75k bonus a few times a year.

I submitted an app to see if I could churn this card though since there is little data. Instantly denied, got the letter today:
1) Too few accounts with a balance.
2) Number of new accounts.
3) Income insufficient for requested credit.

[Anonymous]

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@B335is wrote:
I still don't get the hype around 40k bonus. Capital One used to bump this to 50-75k bonus a few times a year.

I submitted an app to see if I could churn this card though since there is little data. Instantly denied, got the letter today:
1) Too few accounts with a balance.
2) Number of new accounts.
3) Income insufficient for requested credit.

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@B335is,

That is my main purpose too- Churn.. I read on FT the Venture once has a 100k bonus after meeting spend.  Sorry, you got denied. Others got better APR than me but I will sit in the corner and just churn with my lousy APR.

[Anonymous]

#1 sounds like our old friend PenFed.

[Anonymous]

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@Anonymous wrote:
#1 sounds like our old friend PenFed.

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@Nix,

I didn't know PenFed used those reasons too.. Good thing I got in before my new accounts started showing on my report and freezing those little suckers (IDA/ARS)