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How Many Venture Denials?

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CreditCuriosity
Moderator Emeritus

Re: How Many Venture Denials?

#3 doesn't make sense.   unless they are talking about to much available credit?

Message 31 of 74
waiter
Regular Contributor

Re: How Many Venture Denials?

me and dw were Instantly denied, for venture one.  e mail letter said same reason for both of us.

 

Not many accounts with balances. Smiley Surprised

 

triple pulled us and for me they presented me with TU fico 739 my lowest and DW  experian 719 her lowest. *^$tards.

Message 32 of 74
Anonymous
Not applicable

Re: How Many Venture Denials?

@waiter,

 

That suxxs...Sorry to hear that.  I saw the other thread of your accounts locked out by Comenity.  I hope it works out for you.

Message 33 of 74
waiter
Regular Contributor

Re: How Many Venture Denials?

Thanks, I hope so too.

Message 34 of 74
Anonymous
Not applicable

Re: How Many Venture Denials?

I was denied...just made a post about the reasons.

Message 35 of 74
Kenny
Moderator Emeritus

Re: How Many Venture Denials?


@Anonymous wrote:

@CreditCuriousity wrote:

well tech. $400 dollar travel credit...not cash...


@Anonymous,

 

At CC, I think the 40,000 points = $400 in cash and worth more for travel... Don't quote me but let me find out.


You can actually do a little bit better than that. I redeemed my rewards for gift cards that were discounted. Forget how big of a deal it was, but it was enough for me to not use it as a statement credit. (Maybe 10% or more?)

Message 36 of 74
Anonymous
Not applicable

Re: How Many Venture Denials?


@waiter wrote:

me and dw were Instantly denied, for venture one.  e mail letter said same reason for both of us.

 

Not many accounts with balances. Smiley Surprised

 

triple pulled us and for me they presented me with TU fico 739 my lowest and DW  experian 719 her lowest. *^$tards.


One word. Comenity.

Message 37 of 74
Anonymous
Not applicable

Re: How Many Venture Denials?


@Kenny wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

well tech. $400 dollar travel credit...not cash...


@Anonymous,

 

At CC, I think the 40,000 points = $400 in cash and worth more for travel... Don't quote me but let me find out.


You can actually do a little bit better than that. I redeemed my rewards for gift cards that were discounted. Forget how big of a deal it was, but it was enough for me to not use it as a statement credit. (Maybe 10% or more?)


@Kenny,

 

That will work and thanks for the tip. Will be going that route.

Message 38 of 74
MaisCher
Frequent Contributor

Re: How Many Venture Denials?


@waiter wrote:

me and dw were Instantly denied, for venture one.  e mail letter said same reason for both of us.

 

Not many accounts with balances. Smiley Surprised

 

triple pulled us and for me they presented me with TU fico 739 my lowest and DW  experian 719 her lowest. *^$tards.


If you got instant denial with your scores I likely don't have a chance anyway. 

FICO: 718 Ex
BK13: Discharged 3/2024

Ally Platinum MC $9.7K, Nordstrom $7.5K, Venmo Visa $7.8K, Cap One Pottery Barn Visa $10K, Cap One Neiman Marcus $13K, Wells Fargo Autograph Journey $30K
AU on Hubbys: Amex Platinum, and Chase Sapphire $17K
Message 39 of 74
Anonymous
Not applicable

Re: How Many Venture Denials?


@MaisCher wrote:

@waiter wrote:

me and dw were Instantly denied, for venture one.  e mail letter said same reason for both of us.

 

Not many accounts with balances. Smiley Surprised

 

triple pulled us and for me they presented me with TU fico 739 my lowest and DW  experian 719 her lowest. *^$tards.


If you got instant denial with your scores I likely don't have a chance anyway. 


They didn't get denied for scores. Reason listed is sufficiently clear.

Message 40 of 74
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