cancel
Showing results for 
Search instead for 
Did you mean: 

How Many Venture Denials?

tag
chalupaman
Super Contributor

Re: How Many Venture Denials?


@taxi818 wrote:

@chalupaman wrote:

@Anonymous wrote:

@chalupaman wrote:

@Anonymous wrote:

@chalupaman wrote:

@taxi818 wrote:

@CreditCuriousity wrote:

@MaisCher wrote:

@CreditCuriousity wrote:

Several I have seen maybe 5 off hand that I can think of, although I am sure there are alot more that people never posted about either.


Yeah, I've seen maybe 4 but I was just thinking there have to be way more people getting denied. I think this may have just been the right people applying for the right card more than anything.

 

Don't think I'm gonna bite. I have a bad feeling LOL


If you wan't it still say a year from now it will still be there... people just wanted it for the bigger CL's that have borderline sup/prime credit...  It by far isn't the best rewards card by any means... PC'ing it to the QS is an option though after 6 months?  


well I agree on this. for higher limits. but honestly. i would take a credit one for a 20k limit. Smiley Very Happy


I'd never take a Credit One even if they offered $50k on it. It's still a gross pig I would never touch and recently my mom got one of those $300 Credit One cards and I tried to tell her how crappy the card is. My sister got it for her basically. 


@popa,

 

They should be listening to you if they see how far you have come.


If there were any good cards that used joint applications, I would have gladly gotten her one of those. She's already an AU on my AARP and has some derogs on her report and has dabbled with First Premier crap in the past. Those accounts went into collections for her.


What about Discover(y).. I thought they offered joint apps?


Maybe but they'll only let me have one Discover card so that would be out of the question. My mom particularly wanted a Visa or MC.


you have to forgive people that get credit one. i have seen it time and time again. where most think it is capital one. not credit one. as they make the card to look as close to capital one as possible. so maybe your sister thought that is what it was. and also this is why i think cap one gets a bad rap sometimes. but i can see when they start to drop 10-20k on starting limits. they become better than sliced bread. Smiley Very Happy


I tried Discover for my mom right now and it was declined for the charge offs and collections on her EQ report. My dad had tax liens and some other stuff and got the secured card. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 71 of 74
reverted
Established Member

Re: How Many Venture Denials?


@chalupaman wrote:

@reverted wrote:

@chalupaman wrote:

They're still reviewing my application. No decision yet. I'll update when I hear back from them.


When did you apply? Mine is also under review/pending according to the reps I've talked to. Applied last night. Hate this waiting..

 

Just want to know already!


Instant denial, same with VentureOne card last month, had them do a manual review.


How did you find out??

I can't get anyone to tell me anything besides their scripted response

CapOne VentureOne - $10000 | Costco AMEX - $7700 | CSP - $7000 | United MP Explorer - $7000 | Chase Freedom - $6000 | Chase Hyatt - $5000 | Barclay Rewards MC - $3500 | Citi Forward - $2800 |
Discover IT - $3500 | Walmart - $2400
Message 72 of 74
chalupaman
Super Contributor

Re: How Many Venture Denials?


@reverted wrote:

@chalupaman wrote:

@reverted wrote:

@chalupaman wrote:

They're still reviewing my application. No decision yet. I'll update when I hear back from them.


When did you apply? Mine is also under review/pending according to the reps I've talked to. Applied last night. Hate this waiting..

 

Just want to know already!


Instant denial, same with VentureOne card last month, had them do a manual review.


How did you find out??

I can't get anyone to tell me anything besides their scripted response


I can't post it here, but I'll send you a PM about it.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 73 of 74
stagefoursurvivor
Established Contributor

Re: How Many Venture Denials?

Denied Venture on 2/6, no HPs

Reason: "you have an app pending or recently approved"

Was approved for QS Sig on 1/31 & Venture1 on 2/3

I figured WTH, give it a shot and it didn't cost me any HPs!

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 74 of 74
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.