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How accurate are FNBO CL thru SP

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4yearsin
Member

How accurate are FNBO CL thru SP

I did a a preapproval for FNBO.

 

I recieved two offers.

One for the 2%cash back card and 12mo 0% $200 sub

and travel card with  3x points.

 

Both offers have a 9600cl and with both mid 20%apr with one  thats 1%lower apr

 

How accurate are the CL shown with SP?

9 REPLIES 9
CCrew
Regular Contributor

Re: How accurate are FNBO CL thru SP

They were spot on for me. Good Luck. 

Message 2 of 10
Drifter73
Established Contributor

Re: How accurate are FNBO CL thru SP

Spot on for me as well for the Evergreen.











Message 3 of 10
GZG
Senior Contributor

Re: How accurate are FNBO CL thru SP

I would be prepared to submit docs/have a look at the long FNBO CLD thread as of late 

https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-CLD-Master-Thread/m-p/6592259 

Starting FICO 8:
Current FICO 8:



3/6, 3/12, 7/24 new accounts
Message 4 of 10
RealEstateGuy89
Frequent Contributor

Re: How accurate are FNBO CL thru SP


@4yearsin wrote:

I did a a preapproval for FNBO.

 

I recieved two offers.

One for the 2%cash back card and 12mo 0% $200 sub

and travel card with  3x points.

 

Both offers have a 9600cl and with both mid 20%apr with one  thats 1%lower apr

 

How accurate are the CL shown with SP?

 


 Both of my FNBO Approvals were 100% accurate. It wasn't quick though. Took about 3 weeks. But I received exactly what they said I would. GL. 

Message 5 of 10
SweetCreditObsession
Valued Contributor

Re: How accurate are FNBO CL thru SP


@4yearsin wrote:

I did a a preapproval for FNBO.

 

I recieved two offers.

One for the 2%cash back card and 12mo 0% $200 sub

and travel card with  3x points.

 

Both offers have a 9600cl and with both mid 20%apr with one  thats 1%lower apr

 

How accurate are the CL shown with SP?


The CL matched what I was shown with the SP. I got my card about a year and a half ago.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 6 of 10
privacyadvocate69
Contributor

Re: How accurate are FNBO CL thru SP


@4yearsin wrote:

Both offers have a 9600cl and with both mid 20%apr with one  thats 1%lower apr

How accurate are the CL shown with SP?


I don't know, but if you have to care what the APR is, you're better off not getting the card. 

Message 7 of 10
FishingGuy
Frequent Contributor

Re: How accurate are FNBO CL thru SP

MY soft pull line,    was right on target like those above.   It did take some time for the final approval and the card to come, but it was precise to the soft pull amount which was originally offered.    best of luck

Message 8 of 10
Lou-natic
Established Contributor

Re: How accurate are FNBO CL thru SP

My Evergreen approval was instant and matched what the preapproval said it would be.




8/22/24
3/09/25
Message 9 of 10
Beefy1212
Established Contributor

Re: How accurate are FNBO CL thru SP


@Lou-natic wrote:

My Evergreen approval was instant and matched what the preapproval said it would be.


Same for me.



Message 10 of 10
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