How accurate is Bank of America's Card Recommendation Link?

[Anonymous]

So I was checking  my balances on my BofA Virgin Atlantic card when I saw a link on the left "I want to . . .CHECK FOR CUSTOMIZED CREDIT CARD OFFERS"

I clicked on it and it came back with 4 card offers.

Says "We recommnend Bankamericard" and there are other recommendations below with buttons to APPLY.

I assume these are pre-approvals.

1. Are these SPs?

2. Anyone have any approval experiences with these offers?

btw, I only had my current Visa card since 12/2014. BofA linient with applying for additional cards if I have one for less than 6 months? 

[ojefferyo]

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@Anonymous wrote:

So I was checking  my balances on my BofA Virgin Atlantic card when I saw a link on the left "I want to . . .CHECK FOR CUSTOMIZED CREDIT CARD OFFERS"

I clicked on it and it came back with 4 card offers.

Says "We recommnend Bankamericard" and there are other recommendations below with buttons to APPLY.

I assume these are pre-approvals.

1. Are these SPs?

2. Anyone have any approval experiences with these offers?

btw, I only had my current Visa card since 12/2014. BofA linient with applying for additional cards if I have one for less than 6 months? 

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They are as accurate as a 3 year old coloring within the lines.

[Anonymous]

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@ojefferyo wrote:

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@Anonymous wrote:

So I was checking  my balances on my BofA Virgin Atlantic card when I saw a link on the left "I want to . . .CHECK FOR CUSTOMIZED CREDIT CARD OFFERS"

I clicked on it and it came back with 4 card offers.

Says "We recommnend Bankamericard" and there are other recommendations below with buttons to APPLY.

I assume these are pre-approvals.

1. Are these SPs?

2. Anyone have any approval experiences with these offers?

btw, I only had my current Visa card since 12/2014. BofA linient with applying for additional cards if I have one for less than 6 months? 

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They are as accurate as a 3 year old coloring within the lines.

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LOL! Thank you. I needed that comment - you made my day!! 

[CreditMagic7]

With BofA you just have to charge into an application and have the Recon number handy, especially if a first timer with a thin profile. I got shot down at first, called in and they approved with HP number 2.

[Anonymous]

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@CreditMagic7 wrote:

With BofA you just have to charge into an application and have the Recon number handy, especially if a first timer with a thin profile. I got shot down at first, called in and they approved with HP number 2.

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THIS.....

I applied and was denied. Called to Recon... they started me off with a 1K SL... at least I am in the door. Although I did not get an additional HP... the credit analyst called it "re-Decision"... I thought I was going to get another HP.. but that didn't happen... 1 EX pull. 

[Anonymous]

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@CreditMagic7 wrote:

With BofA you just have to charge into an application and have the Recon number handy, especially if a first timer with a thin profile. I got shot down at first, called in and they approved with HP number 2.

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So Magic what you're telling me is get ready to recon and kiss their toes to get another card from BofA?? lol 

[One7]

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@CreditMagic7 wrote:

With BofA you just have to charge into an application and have the Recon number handy, especially if a first timer with a thin profile. I got shot down at first, called in and they approved with HP number 2.

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Thay sucks they did that to you, BofA usually uses the same HP for 30 days no matter what you try to do

[CreditMagic7]

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@One7 wrote:

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@CreditMagic7 wrote:

With BofA you just have to charge into an application and have the Recon number handy, especially if a first timer with a thin profile. I got shot down at first, called in and they approved with HP number 2.

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Thay sucks they did that to you, BofA usually uses the same HP for 30 days no matter what you try to do

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They didn't suck. Something got screwed up in the postings here.

My very first approval just took a Recon w/ 2nd pull from TU to get in with them. Great experience!

Ever since i have exercised that 30 day single HP with outstanding and spectacular results that i'm completely satisfied with.