How can I get reported to TU and EQ

[Anonymous]

I just got an amex card and I know they report to experian. Im trying to build my credit with all 3. Can I request amex to report to all 3 and would they do it? And are there any good cards out there that do report to all 3?

[thornback]

Amex automatically reports to all 3 - as do most major lenders (Chase, Discover, Cap One, BOA, Barclays, etc.). No need to make a special request.

Amex chooses to almost exclusively use Experian for credit report pulls / reviews, but that has nothing to do with reporting.

Keep in mind - it may be a while before amex shows up on your reports - generally after your 2nd billing statement. But once it shows up, they report promptly at the same time each month (a day or two after your statement date).

Congrats on your approval!

[Anonymous]

Ohhh ok, thanks! I wasnt sure. I thought since they only pull one they only report to that one as well. I was like how am I going to get my TU up, its hard enough to get one score up haha

[thornback]

Hahaha. Nope, no need to worry about that 😊.

Geez, imagine the hassle if that was how things worked! I'd give up. Lol.