How can I get some luv from Sync?

[Anonymous]

I have been trying since I opened my accounts 8 months ago. Not one single CLI from Synchrony on either Amazon or Walmart. Still sitting at $600 :/

It's weird because when I app'ed, my scores were lower and some baddies had not been removed yet (including a public record and some collections)

I'm at a 638 TU FICO now, 18% UTIL (maybe this is why?) and I think 4 baddies left. I thought they'd at least bump me to 1k 

[Anonymous]

I think you should wait for some baddies to fall off.  That is probably what they want to see.  Any improvement in your score is what they also look for. Other than that, I would charge and pay.  Rinse and repeat.  They will loosen up the longer you're with them. 

[Anonymous]

I'm about the same as you, I've had my Walmart card for 7 months, sl 300. I cannot get an increase. My last check my score was i think 637. Nothing, I pif, I leave a little to report. My income has gone up. Just cannot get bumped from 300. Though last week I got an Amazon approval for $600, I'm sure that one will also stay at that limit forever.

[Anonymous]

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@Anonymous wrote:

I have been trying since I opened my accounts 8 months ago. Not one single CLI from Synchrony on either Amazon or Walmart. Still sitting at $600 :/

It's weird because when I app'ed, my scores were lower and some baddies had not been removed yet (including a public record and some collections)

I'm at a 638 TU FICO now, 18% UTIL (maybe this is why?) and I think 4 baddies left. I thought they'd at least bump me to 1k 

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It's likely because of your baddies, once those fall off you should see a nice boost to your TU score, which in turn should get you a decent CLI on Amazon and Walmart. 

[althes]

After you hit 650 then you should start to see increases.

[Anonymous]

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@althes wrote:

After you hit 650 then you should start to see increases.

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+1

Synchrony has different score tiers for CLIs.  I've been at the same limits for some time, but I haven't gotten my scores over 700, so that's to be expected.  I'm hoping if I can get to 720+, I can get some more luv.   Hang in there.  Get rid of some more baddies, and when your score rises, then you'll see increases. 

[Anonymous]

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@Anonymous wrote:

I have been trying since I opened my accounts 8 months ago. Not one single CLI from Synchrony on either Amazon or Walmart. Still sitting at $600 :/

It's weird because when I app'ed, my scores were lower and some baddies had not been removed yet (including a public record and some collections)

I'm at a 638 TU FICO now, 18% UTIL (maybe this is why?) and I think 4 baddies left. I thought they'd at least bump me to 1k 

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Pay the cards off than wait a month than try again

[Anonymous]

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@Anonymous wrote:

I have been trying since I opened my accounts 8 months ago. Not one single CLI from Synchrony on either Amazon or Walmart. Still sitting at $600 :/

It's weird because when I app'ed, my scores were lower and some baddies had not been removed yet (including a public record and some collections)

I'm at a 638 TU FICO now, 18% UTIL (maybe this is why?) and I think 4 baddies left. I thought they'd at least bump me to 1k 

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I wasnt able to get a single account with Synch for the last 5 months, then my report became clean and I cleaned up at Synch. The last 2 days went a little like this.

GAP Store Card $5k

Chevron Visa $6k

Marvel MC $6k

Hang in there and it will be your turn.

[Anonymous]

Once your scores hit 680 or so - you will qualify for a CLI.  Hang in there.  

[Anonymous]

They upped my care credit from 800 to 3100 yesterday. They pulled experian which is sitting at 657.