@Legions36 wrote:
@bodyboy1 wrote:> Did you go to the pre-Qualifier first!? or did you just cold app? Capital one is no longer a 2nd class bank/LOWER BANK a lott of people think the are not like a chase or citibank sometimes they can be a little crazy But they are very Generous.. i will look for a phone # for you.. when you call ask for escalations.. give them the ref # on that letter.. if you get the e-mail for EO.. ATTN/ MR Fairbanks they will respond in 72 hours! your scores are fine.. u already have a relationship.. be nice see what they say.. (IMO) you will have to reapply.. But Only After you get the Prequal! everything is fine.. (IMO) they saw those other inq's: you will get the Venture u want.. just wait a couple of weeks & keep checking that preQual OH! > don't go by Whatever reasons are printed on that letter. Rubbish!
The messed up part about it was I did the pre qual a few weeks ago and most of there goods cards came up, my scores were lower than now like 740 I think but they turn me down with 770+. If u can find the # I will give them a call tomorrow.
> are u saying a few weeks ago.. u where on the prequalifier & the Venture or venture 1 or the Quicksilver Came up & you did not apply!> and then later you cold apped>? is that what you are saying? UUUUGH! I FOUND THE PHONE # was looking just for u, this is how & the person who got me my worldcard upgrade, so we just want to see & try something.. it won't hurt anything.. and then of course you'll let us know. (Mod Cut-Direct contact cannot be listed in the public forum) @ ( i'm reading my hand scribble) it could be 800 but i'm sure it's 888, now please keep in mind everyone is diff: and we just want to get you over to the person to talk to.. when u call ask to speak to a ( Nicole ) in the executive offices.. as soon as u mention Executive offices, they are going to be nice & sweet, if they ask u what you are calling for, tell them.. if they say there is more than 1 person with that name.. you'll take any one of them, (or @ least someone in that area) don't take no for an answer. @ some point she will ask u for a Ref # number which is on your letter (or an Acct # in my case) "if it comes up" you can say a family Member was assisted this way in ref to a worldcard. and got results. if they are crazy busy, they may take your phone & have someone call u back.. (hence/just like the e-mail) to Mr fairbanks c/o executive offices.. remember u have a Capital one Acct: they can see this, u also have existing acct's over $5k. u May not be able to recon A Capital one.. but we can try, see what they say. if not > keep checking the PreQualifier after 30 days it will come back!!! it may come back b4 then u won't know if don't keep checking, Happy holidays 
@Anonymous wrote:Capital One is sometimes mischaracterized as a subprime bank because they are full spectrum. Very smart marketing on their part, as many people with less than perfect credit often grow into prime credit profiles. Credit One, as an example, is subprime, because they only offer a subprime product. Capital One, OTOH, offers prime products, as well as rebuilding and credit establishment products. I've been on both ends of the spectrum with them and frankly, I'm glad I stuck with them and they stuck with me, as my only two cards I have with them now are prime cards, with over $40k in CLs between them.
I feel the same way about them.
