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How come I can't get a prequel on Cap1 site?

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Booboo71
Established Contributor

How come I can't get a prequel on Cap1 site?

Everyone here whether they have better scores, lower scores, no history, bad history or bankruptcy get approved with prequal! What am i missing here? lol Now dont get me wrong I have some very nice cards but the only prequal i got was for a QS1 with 500! I have had my Sony card for 17 months but I never get a prequal for the good ones!

 

Trans- 742

Experian- 679

Equifax- 658 (went up a whopping 4 points today!)

Message 1 of 24
23 REPLIES 23
Anonymous
Not applicable

Re: How come I can't get a prequel on Cap1 site?

All I can tell you is that no prequal doesn't mean you can't get the card. My wife was not preapproved and applied anyway, got the 5-7 day message and ended up getting a Venture with a $20k limit in the mail. I was not preapproved either, but applied and got instant approvals for the Venture for $15K and the Venture 1 for $7.5k

Message 2 of 24
Anonymous
Not applicable

Re: How come I can't get a prequel on Cap1 site?

Did you apply/get a Capital One card in the last 30 days, or did you ever opt-out of pre-screened offers? Those are the only reasons I can think of. I do know Cap 1 loves heavy usage and large payments on their cards, perhaps you can try doing that for a month or two with your Sony card (or a different one if you have another one to use).

Message 3 of 24
Jeff532003
Frequent Contributor

Re: How come I can't get a prequel on Cap1 site?

I am almost certain they softpull EQ for the preapproval so that might be impacting you as well. The HP will be all three so you'll likely be fine. I'd try for the venture. And remember you can usually piggyback a second app on the same HP if you get it filled out within a few minutes of the first. Makes that triple pull more bearable.
Capital One Venture- 10k, Quicksilver 3.5k, QS MC- 5.8 k, Venture One 5k| Chase Amazon 2k | American Express PRG- NPSL, JetBlue TrueBlue-2k | Bank of America Cash Rewards- 2k | DIscover IT- 1.3k | Barclay's Rewards MC- 1.3k | Greylock FCU (elan)- 500 | BJ's Perks Mastercard 3k | Overstock - 1k| Express - 750 | J Crew 4.3k | Orbitz Visa 2k| Walmart 700 |
TU FICO 5/14 - 520 | FICO 2/15 - 704 | FICO 6/21 - 702 |
Message 4 of 24
orestrus
Frequent Contributor

Re: How come I can't get a prequel on Cap1 site?

Hi, i just got Sony CC. Does CL grows nicely with this particular card?
BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 5 of 24
Anonymous
Not applicable

Re: How come I can't get a prequel on Cap1 site?


@orestrus wrote:
Hi, i just got Sony CC. Does CL grows nicely with this particular card?

I don't have any experience with the Sony card, so hopefully someone who does will comment here. Have you tried to get a CLI on that card yet? How long have you had it?

Message 6 of 24
CreditCuriosity
Moderator Emeritus

Re: How come I can't get a prequel on Cap1 site?

didn't the sony card just get nerfed as well?  being dining I believe.. Sony card won't grow near as quick as venture/qs or as big.

Message 7 of 24
Anonymous
Not applicable

Re: How come I can't get a prequel on Cap1 site?

Here, you can use mine.

 

Message 8 of 24
Anonymous
Not applicable

Re: How come I can't get a prequel on Cap1 site?


@Anonymous wrote:

Here, you can use mine.

 


Not biting on the Venture? Smiley Wink

Message 9 of 24
CreditCuriosity
Moderator Emeritus

Re: How come I can't get a prequel on Cap1 site?


@Anonymous wrote:

Here, you can use mine.

 


Still haven't bit yet huh... about to I see your salivating :Smiley Happy

Message 10 of 24
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