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How do I get a 3rd capital one card?

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Jagajaga
New Contributor

How do I get a 3rd capital one card?

I tried to apply for the venture card and on the system it said something like I have reached the maximum cards I can have can't remember the exact wording. Has anyone encountered this before? If so, what do I do to apply for the venture?
Filed BK7: 2/2014 (start score EQ 450) Discharge 5/2014
666 EQ FICO 12/2015
$18k NFCU cashRewards |NFCU LOC 15k | $1.5k Barclay Rewards| $4.5k Cap1 Quicksilver| $1.5k Cap1.
Message 1 of 12
11 REPLIES 11
yoyo
Established Contributor

Re: How do I get a 3rd capital one card?

Try Sony Visa or GMC
Message 2 of 12
jbsea
Established Contributor

Re: How do I get a 3rd capital one card?

what cards do you have with them now?

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 3 of 12
Anonymous
Not applicable

Re: How do I get a 3rd capital one card?

You only have two now?
I did not think they had a two card limit....
Message 4 of 12
Jagajaga
New Contributor

Re: How do I get a 3rd capital one card?

I have a quicksilver 3000 and a platinum for 1500
Filed BK7: 2/2014 (start score EQ 450) Discharge 5/2014
666 EQ FICO 12/2015
$18k NFCU cashRewards |NFCU LOC 15k | $1.5k Barclay Rewards| $4.5k Cap1 Quicksilver| $1.5k Cap1.
Message 5 of 12
SouthJamaica
Mega Contributor

Re: How do I get a 3rd capital one card?

Cap One's limit is 5 cards, not 2.

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 6 of 12
yoyo
Established Contributor

Re: How do I get a 3rd capital one card?

I have Sony, Plat and QS
Message 7 of 12
Anonymous
Not applicable

Re: How do I get a 3rd capital one card?

That is strange. I have 3 Cap1 cards - Quicksilver, Venture, and a Journey card. When I try their pre-qualifier, it's still offering me a QS and Venture. I remember reading once that they only allow 2 sub-prime cards, but allow up to 5 prime cards. Is your QS a QS1 or did you PC it to a QS from a sub-prime card? Also, what was the starting limits on your QS and Platinum cards?

 

Edit: Also, did you cold app for the Venture or did you get that message trying the pre-qualifier?

Message 8 of 12
CreditCuriosity
Moderator Emeritus

Re: How do I get a 3rd capital one card?

You can have 2 sub-prime cards and 5 total cards.. Meaning QS1 and Plat = sub-prime, but you can also have a Venture, etc up to 5 accounts is my understanding.

Message 9 of 12
Anonymous
Not applicable

Re: How do I get a 3rd capital one card?


@Jagajaga wrote:
I tried to apply for the venture card and on the system it said something like I have reached the maximum cards I can have can't remember the exact wording. Has anyone encountered this before? If so, what do I do to apply for the venture?

did you get any alerts that they pulled your three bureaus? If so I would be on the phone fast....

Message 10 of 12
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