How do I get approved for Sam's Club Credit?

[Taoron]

Anyone know if Sam's Club credit card is harder to get for some reason?  I can't seem to get approved for it.   I applied in May, are they strict when it comes to extending credit?

There's a new Sam's club opening up in the town I live in and want to shop there, but not necesarily use my credit cards / cash for it. 

[Anonymous]

Get a Wal Mart card.  You'll qualify with your TU.  It can be used at Sams.

[Existentialist]

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@Anonymous wrote:

Get a Wal Mart card.  You'll qualify with your TU.  It can be used at Sams.

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@If you're getting gas however, while U can use your Wally you'll still need a Sams membership to use it @ the pump.

[ddemari]

If your TU Is at least 705 id say sams mc is well within your reach.

[Anonymous]

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@Taoron wrote:

Anyone know if Sam's Club credit card is harder to get for some reason?  I can't seem to get approved for it.   I applied in May, are they strict when it comes to extending credit?

There's a new Sam's club opening up in the town I live in and want to shop there, but not necesarily use my credit cards / cash for it. 

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Don't know why you haven't qualified; if anything you should be eligible for the MC version.  I qualified for the store card, but hope it will be upgraded to MC in the future.  First time I applied, didn't know that I needed to call in for verification because the application page had 7-10 day message and nothing else, so when I got denial letter, I called in and they said they couldn't verify my identity and told me I could reapply in 30 days and I might have to go through verification process which I did.  Also when I reapplied, the old app was still in the system and I had 2 showing. 

[Anonymous]

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@Anonymous wrote:

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@Taoron wrote:

Anyone know if Sam's Club credit card is harder to get for some reason?  I can't seem to get approved for it.   I applied in May, are they strict when it comes to extending credit?

There's a new Sam's club opening up in the town I live in and want to shop there, but not necesarily use my credit cards / cash for it. 

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Don't know why you haven't qualified; if anything you should be eligible for the MC version.  I qualified for the store card, but hope it will be upgraded to MC in the future.  First time I applied, didn't know that I needed to call in for verification because the application page had 7-10 day message and nothing else, so when I got denial letter, I called in and they said they couldn't verify my identity and told me I could reapply in 30 days and I might have to go through verification process which I did.  Also when I reapplied, the old app was still in the system and I had 2 showing. 

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His TU fico is showing 642...am i missing something? I thought to get MC version you had to be in 700s?

[msbia]

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@Anonymous wrote:

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@Anonymous wrote:

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@Taoron wrote:

Anyone know if Sam's Club credit card is harder to get for some reason?  I can't seem to get approved for it.   I applied in May, are they strict when it comes to extending credit?

There's a new Sam's club opening up in the town I live in and want to shop there, but not necesarily use my credit cards / cash for it. 

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Don't know why you haven't qualified; if anything you should be eligible for the MC version.  I qualified for the store card, but hope it will be upgraded to MC in the future.  First time I applied, didn't know that I needed to call in for verification because the application page had 7-10 day message and nothing else, so when I got denial letter, I called in and they said they couldn't verify my identity and told me I could reapply in 30 days and I might have to go through verification process which I did.  Also when I reapplied, the old app was still in the system and I had 2 showing. 

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His TU fico is showing 642...am i missing something? I thought to get MC version you had to be in 700s?

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You would be correct in most cases. I tried for the MC twice with my TU at 696 and denied both times. Early this month it jumped to 721 and as soon as I got the alert I applied for the Sam's MC. Instant approval. I obtained the store card with about a 650 TU so YMMV. Good luck OP!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Taoron wrote:

Anyone know if Sam's Club credit card is harder to get for some reason?  I can't seem to get approved for it.   I applied in May, are they strict when it comes to extending credit?

There's a new Sam's club opening up in the town I live in and want to shop there, but not necesarily use my credit cards / cash for it. 

---

Don't know why you haven't qualified; if anything you should be eligible for the MC version.  I qualified for the store card, but hope it will be upgraded to MC in the future.  First time I applied, didn't know that I needed to call in for verification because the application page had 7-10 day message and nothing else, so when I got denial letter, I called in and they said they couldn't verify my identity and told me I could reapply in 30 days and I might have to go through verification process which I did.  Also when I reapplied, the old app was still in the system and I had 2 showing. 

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His TU fico is showing 642...am i missing something? I thought to get MC version you had to be in 700s?

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Thanks for pointing out my mistake.  Glanced at Swampy's scores in error.  If nothng else, he possibly should have been considered for store card.  GF got it with similar scores.

[Existentialist]

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@Existentialist wrote:

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@Anonymous wrote:

Get a Wal Mart card.  You'll qualify with your TU.  It can be used at Sams.

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@If you're getting gas however, while U can use your Wally you'll still need a Sams membership to use it @ the pump.

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Also Sams MC easier to qualify for than the Wally version. Just an FYI.

[Anonymous]

sams club is a strange bird.  make sure u see if there is a bonus offer, like $40-$75 gift card with approval.

I will say their starting limits can be pretty crazy. They approved me with scores of 660-680 with a 1200 limit. Granted I had almost 2 years with synchrony bank at that time (well ge too). Then they allowed me two CLIs when account was less than 60 days old! too cool.

I do a prayer every night for the 3% restaurants and extra 1% on top of my plus, that they offer me the MC upgrade. They would totally end up giving me a second PLCC knowing my luck if I ever reapplied.