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Can I get some data points on how many seconds apart do I app when trying to get two capital one cards with one triple pull. Do I need different browsers? (I ask this because when I tried with the QS1 and Platnum, I did it 5min apart and the platnum said I was denied because I had a pending app or approved app) Can you also clarify the maximum cards you can have with Capital one. prime/subprime. Also, which cards are able to be combined.
If I start applying after 6 months from my first card, will Amex take action?
Going by whats in your sig you wouldn't be able to. The only stories I've seen with people gettting two cards for one pull is the Platinum and QS1 which you already have. Maximum cards you can have is 5 with no more than two of those being subprime (Platinum, QS1 and Secured.) To the best of my knowledge, all CapOne non-cobranded cards are able to be combined with the exception of the Secured.
Those that have gotten the two cards for one set of pulls have generally done it the same day, sometimes hours apart. I got mine three hours apart and it was two sets of pulls, my applications also went in on two separate days.
@Anonymous wrote:
I have 6 cards with them (2 sub, 4 prime) their max number of cards is flexible.
When I did my venture/QS combo, I had two browsers open and submitted as fast as possible. I was pre-qualified for both of them at the time.
You cannot combine the co-branded cards but the other ones can be. However, don't count on it. I meet all the criteria, never had any derogs with them, they send offers, let me BT but I still cannot combine (yes, I'm getting bitter but try everyday anyway).
They use the fico 04 scores for their prime cards, so you might want to know what that score is before applying. Mine are really different (my 04 is lots better).
Why can't you combine? Has it been 6 months? I don't want to age 5 accounts to come to a stand still with 5 different cards that can't be combined :/
on the scoring, I only see Fico 4 for Transunion. and it is under Mortgage. Should I assume this is the same as Fico score 5 EQ and Fico score 2 EX?
I plan on apping for the Quicksilver for it's 0% APR balance transfer (treating my mom to a nice hotel for her bday via my SPG) so I'm going to take a shot at a Venture too since I'm already getting the triple. I'll try the double browser method if that's what works best (Chrome and IE). Already got one Cap One inquiry falling off all three bureaus in June so why not add it back in July?
I really want to app for Venture/QS and combine my venture later with the QS. I don't want Amex to take AA. I already have so many inquiries and I got 5 cards in 1 Month (February)
Did CO change the single pull rule recently? In June my got both the VQS and the VO on 1 set of pulls and they were like 30 minutes apart.