How do you get option to carry on PRG?

[IWOL]

Ive seen some posts with people talking about the PRG with an option to carry a balance.

I was wondering what the deal is with that. How do you get the PRG with that option? Do you have to request it?

I use my PRG heavily and obviously always PIF but just wondering about that option. Does that make the card report any differently where it is still not counted in util?

[merlinflex]

Here you go:   https://online.americanexpress.com/myca/lending/enroll/us/action?request_type=payovertime

[IWOL]

Thank you, thats great.

Its a nice option to have.

It just shows that my card is not enrolled in any of the pay over time options but no button to enroll. Do I have to call them to add it?

Wondering what the APR is for this. It says its listed on my statemnt but dont see any apr on my PRG statement.

Guess il call and ask.

Thanks, again for the link.

[bch238]

I was given the option when I enrolled my Platinum card online.   I expect it has something to do with internal scoring, but it doesn't hurt to ask.

[taxi818]

you will have to be approved for that option. just log in. type in pay over time. and it will tell you if you are eligible. if not. nothing you can do. except wait.until you are.

[navajomyst2003]

Keep in mind that the interest rate is really high.

[Anonymous]

Its just 18.4%

[ojefferyo]

I was offered the option when I got my card. I don't think its something you can just sign up for. Call and see if they can enroll you for it. 

[Anonymous]

Most of my cards are that percentage lol

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@Anonymous wrote:
Its just 18.4%

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[Kenny]

I was offered when I enrolled my card. I chose not to do it, because I heard sometimes you can get an offer with MRs to activate it.