How high util is too high for approvals?

[Anonymous]

My utilization is currently around 15% overall. All cards at 0 except 2. 1 is at 9% util, PIF. Other one is currently at 37% because I'm taking advantage of a 0% intro APR offer on it.

Going to apply for a Barclays Arrival+ but was wondering if my utilization would be too high...

[Anonymous]

How soon would you be able to bring your overall util under 10%...? I think that would be ideal. Although 15% is not actually bad.

[Anonymous]

I can pay the 37% util card off now but the statement won't cutoff until February 27th. I wanted the Arrival+ for an upcoming trip in early March.

[Anonymous]

Decisions...decisions...huh? If you wait you would have to consider the time it would take for the card to arrive. Maybe someone else could chime in on whether you should give it a shot with 15% util. Again I personally think it's not too high.

[Anonymous]

15 isn't high. I've gotten approvals at 30%. Id only app for things that are confirmed to grow with significant util. If I was looking at Chase or amex if get debt down as much as possible.

Barclays gives good limits with balances showing. Go for it

[Anonymous]

I to can confirm thag barclays has been very generous with utilization in the 30's overall.

[Anonymous]

I don't have a Barclays card but suggest before you apply you read the articles.  Some sound like they are no so friendly after you are  in. 

[Anonymous]

This is correct Barclays will want a monogamous relationship