I notice with citi they don't like to see high balances. I kept requesting the 1st year and they never approved an increase, but the moment I laid down a substantial amount I requested on and immediate increase. Not much but still decent went from 3500 - 4700. It did state if I wabtdc more I would have to risk a credit Check.
As to credit limit/line increases, received $1,200 or $1,400 credit limits about every three years and then denials the rest of the time. All were SP as I would not accept an HP.
I notice with citi they don't like to see high balances. I kept requesting the 1st year and they never approved an increase, but the moment I laid down a substantial amount I requested on and immediate increase. Not much but still decent went from 3500 - 4700. It did state if I wabtdc more I would have to risk a credit Check.
Yep, Citi seems to like consistent, small spending with no balances if possible.
Didn't ask for any CLI for a long time until late last year as I was not aware of the soft pull CLI. Now thanks for this forum I'm waiting for 6mo mark to ask again.
My Citi card started out at $4000, and I'm now up to $5400 with them, so I'd say they're fairly generous with CLs.
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000 In the Garden until at least November 2015
$500
