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How long should I wait

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debsunshine
New Contributor

How long should I wait

How long should I wait to apply for another BOA credit card I have had the BOA partially secured 99/500 card for a month but my scores are significantly higher than when I was approved for that one. Does anyone think I have a chance for the BBR card?

My Fico Current Scores:TU:746 EQ:730 EX:741
Merrick Bank:$1100/ Capital One QS1: $1000/Capital One Venture1:$3000/ Chase Freedom:$1500//Discover:$3000/Equality Visa:$2500//Grow Financial Visa:$2500/Walmart MC:$1600/Store card:$5000/Macys Amex:$3000/Sams Club MC:$3000 /Ebates:$5600/Lowes:$10,000/Amazon SC:$5000/NFCU Flagship visa: $7500/NFCU CLOC:$11000/Barclays Williams-Sonoma Visa:$3500
Message 1 of 4
3 REPLIES 3
kade6767
Contributor

Re: How long should I wait

 Six (6) months always seems to be everyone's answer here for BoA. I got my BoA unsecured account back at the very end of December with a $1,000 CL. Barely two months went by and I requested a CLI and got it. So, idk, I would say just go for it, but I'm sure more people here would recommend at least that 6 month mark so you can establish more history. Good luck.

Walmart Store Card $5,000 Bank of America Cash Rewards $4,500 Chase Amazon Visa $3,000 Capital One QS1 $1,250 Macy's $1,600
Message 2 of 4
Anonymous
Not applicable

Re: How long should I wait


@debsunshine wrote:

How long should I wait to apply for another BOA credit card I have had the BOA partially secured 99/500 card for a month but my scores are significantly higher than when I was approved for that one. Does anyone think I have a chance for the BBR card?


This - Does anyone think I have a chance for the BBR card?  It will all depend on your entire credit profile..  Scores are not enough to get you approved.. How does your profile look like?

Message 3 of 4
debsunshine
New Contributor

Re: How long should I wait

I have one charge off from 2009 and 17% utilization across the board my AAOA is a low 1.8 years.

My Fico Current Scores:TU:746 EQ:730 EX:741
Merrick Bank:$1100/ Capital One QS1: $1000/Capital One Venture1:$3000/ Chase Freedom:$1500//Discover:$3000/Equality Visa:$2500//Grow Financial Visa:$2500/Walmart MC:$1600/Store card:$5000/Macys Amex:$3000/Sams Club MC:$3000 /Ebates:$5600/Lowes:$10,000/Amazon SC:$5000/NFCU Flagship visa: $7500/NFCU CLOC:$11000/Barclays Williams-Sonoma Visa:$3500
Message 4 of 4
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