I got the Chase Marriott and BA in February within a week of each other. I applied for the IHG this week and was declined - called recon and they said it was "too soon" since applying for the other cards. He refused to even hint as to what would not be "too soon". He also refused to reallocate credit lines.
I would like to get the IHG and really want the Sapphire. How long should I wait before trying again?
Vital stats:
Scores from MYFICO - EQ 751, TU 761, EX 726 (EX has a home equity loan listed as a revolver with 90% util - and refuses to change after dispute.
Util: <$2k out of $160k total CL.
Chase exposure: BA and Marriott cards totalling $30k CL and about $500 on the Marriott, no balance on the BA.
One paid judgement (tax lien) from 2011, one paid $50 Verizon collection from 2010. No other baddies. Good mix of account types, mortgage, auto loan, revolvers, NPSL cards, etc.
AAOA Approx 7 years. Oldes account - AMEX 1992.
A few new accounts opened this year.
Inquiries: TU 10 (5 from this year.), EQ 4 (2 from this year), EX 6 (4 from this year)
