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How long until Amex would raise 1k to 5k

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Anonymous
Not applicable

How long until Amex would raise 1k to 5k

I heard after 60 days the strategy should be to increase your limit 3x. Is that usually approved that quicky? And if so how long until they will give you a limit like 5k or higher?

Message 1 of 8
7 REPLIES 7
ShatteredK
Regular Contributor

Re: How long until Amex would raise 1k to 5k

Generally, it's 61 days for the first 3x. Then 181 days for another 3x.
1k -> 3k -> 9k Total 242 days would bring you above 5k.
And that is approved usually on the page.
Assuming you're eligible for it.
YMMV.
If you haven't checked this thread out already definitely stop by, it has a lot of great information.
http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/18110...
.:: AmEx Gold Delta | AmEx Blue Cash | Citi AAdvantage | Chase Amazon Prime Signature Visa | Wells Fargo Platinum::.
02.15.18:
Today:
Message 2 of 8
Anonymous
Not applicable

Re: How long until Amex would raise 1k to 5k

Great, thanks!

Message 3 of 8
Peteyglad
Established Contributor

Re: How long until Amex would raise 1k to 5k

Just a word of caution, if you got approved with a $1,000 credit limit there was something they didn't like about your profile. I have seen people stuck on that same credit limit for a long time before even given a single credit limit increase. I have also seen others get their 3x at 61 days. My advice though is not to get discouraged if you do not get your 3x cli at 61 days.

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 4 of 8
Anonymous
Not applicable

Re: How long until Amex would raise 1k to 5k

Same here! I Can't wait to increase mine. Good luck!

Message 5 of 8
Anonymous
Not applicable

Re: How long until Amex would raise 1k to 5k

I had no credit history when I applied. The only histroy I had was 6 months as an AU. Amex is my first cc

Message 6 of 8
Anonymous
Not applicable

Re: How long until Amex would raise 1k to 5k

Thanks, same to you!

Message 7 of 8
sdsoccerdad
Established Contributor

Re: How long until Amex would raise 1k to 5k


@Peteyglad wrote:

Just a word of caution, if you got approved with a $1,000 credit limit there was something they didn't like about your profile. I have seen people stuck on that same credit limit for a long time before even given a single credit limit increase. I have also seen others get their 3x at 61 days. My advice though is not to get discouraged if you do not get your 3x cli at 61 days.


Agreed.  I applied for the Gold Delta in August of last year with a $1000 starting line.  I have never to this day been able to get this above $1000.  Also approved for the Hilton card few months later.  Same result.  Stuck at $1000.

However, I was approved for the SPG in 12/4/17 and received an increase from $1000 -> $3000.

 

There is still hope. I have no idea with what I will do with the Hilton and Delta card when their AF's are up this year.  If I can get another CLI on the SPG I may move some to the Hilton and cancel the Delta card.

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 8 of 8
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