cancel
Showing results for 
Search instead for 
Did you mean: 

How many Chase cards will they generally let you have?

tag
astrangerwcandy
Contributor

How many Chase cards will they generally let you have?

Obviously I am not asking for a specific number but more a general guideline. I have a CSP plus the cards in my sig. CSP is the only Chase card. They do have several cards that I want one of which I've already applied for. My EQ is 765, my TU is 795. 1% Util on my revolving cards.

 

Chase seems to have a lot of cards I really like/want though as compared to other issuers. Specifically I'd like to get:

 

Ritz Carlton

Disney Premier

United MileagePlus Business (Just applied for this one as a sole proprieter)

Ink

 

Is 5 cards from Chase pushing it? 2 of them are business cards while the other 3 are personal cards so I'm not sure how they interact with each other. Just curious if they will start denying apps past a certain number of cards.

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: How many Chase cards will they generally let you have?

I have 6, most recently the Disney Premier approved earlier this week. It's definitely possible to have more but as their policies change that may not always be the case. Good luck!
Message 2 of 8
SouthJamaica
Mega Contributor

Re: How many Chase cards will they generally let you have?


@astrangerwcandy wrote:

Obviously I am not asking for a specific number but more a general guideline. I have a CSP plus the cards in my sig. CSP is the only Chase card. They do have several cards that I want one of which I've already applied for. My EQ is 765, my TU is 795. 1% Util on my revolving cards.

 

Chase seems to have a lot of cards I really like/want though as compared to other issuers. Specifically I'd like to get:

 

Ritz Carlton

Disney Premier

United MileagePlus Business (Just applied for this one as a sole proprieter)

Ink

 

Is 5 cards from Chase pushing it? 2 of them are business cards while the other 3 are personal cards so I'm not sure how they interact with each other. Just curious if they will start denying apps past a certain number of cards.


From the reports I've seen on this forum, having a large number of Chase cards is not a problem with Chase.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 8
Anonymous
Not applicable

Re: How many Chase cards will they generally let you have?

I've seen some on here with 8...but YMMV. 

Message 4 of 8
Anonymous
Not applicable

Re: How many Chase cards will they generally let you have?

Personally, I only have 4 [ 3 business cards and 1 personal card ].  I have seen people on here having as many as 9 cards.  That decision is up to you as to how many you want to have.  Just way the pros and cons of having that many cards with one lender and decide from there if it is worth it for you.

Message 5 of 8
Anonymous
Not applicable

Re: How many Chase cards will they generally let you have?

I have six. I had heard that there was a rule about five (this predates the 5/24 rule, and is a reference to someone else) so I asked a them the other day. The rep looked into it and said there are no rules about a maximum number of cards. I was able to get a Freedom Unlimited with five already in my profile.
Message 6 of 8
ddemari
Super Contributor

Re: How many Chase cards will they generally let you have?

If you have a good relationship with chase cards and some history (not loads but at least a few years) of payment, chase will let you have a lot of their cards. ive opened freedom, slate, CS, CSP, Amazon, Zappos, United, United Club Card, Ritz, Hyatt, Marriott, Disney and IHG.

Message 7 of 8
Anonymous
Not applicable

Re: How many Chase cards will they generally let you have?

Yeah I can't see them caring given they have their hands in so many pots. None are really redundant. Cap1 has a supposed limit but far less card variety
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.