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How many Discover cards can you have?

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GrayStar
New Contributor

How many Discover cards can you have?

Currently, I have the Discover It Cash Back since 2018 and I'm pretty curious about having a second card such as having their Miles card for example. Every time I check for prequalified offers on their site, they're not able to offer me another card due to "THE NUMBER OF ACCOUNTS WITH DISCOVER FINANCIAL SERVICES." I only have one card and they act like I have multiple cards unless I cannot have more than one Discover card. What do you guys think? All opinions are welcome.
 

Message 1 of 20
19 REPLIES 19
FinStar
Moderator Emeritus

Re: How many Discover cards can you have?

IIRC, 2 active Discover cards (including the biz version).  Unless things have changed recently.  I currently have 2 🤷

Message 2 of 20
GrayStar
New Contributor

Re: How many Discover cards can you have?

Hmmm, that seems strange. I'm thinking it may have something to do with the pandemic which I could be wrong. You know all banks are kinda tightening up on their products these days, don't you think?

Message 3 of 20
FinStar
Moderator Emeritus

Re: How many Discover cards can you have?

Perhaps other members can chime in or anyone who may have recently been approved for a 2nd Discover CC.

Message 4 of 20
Slabenstein
Valued Contributor

Re: How many Discover cards can you have?

I have one Disco card, and the prequal site gave me offers for It CB, Chrome, and Miles.


Message 5 of 20
GrayStar
New Contributor

Re: How many Discover cards can you have?

Wow, ain't that something? I'm not sure why I'm not able to receive other offers in their lineup like you and anyone else which is odd. Do you think I should give them a call in regards to this just to get a more in-depth explanation? 

Message 6 of 20
Slabenstein
Valued Contributor

Re: How many Discover cards can you have?

I'd give them a call since # of Disco accounts is a weird message if you only have one.


Message 7 of 20
Anonymous
Not applicable

Re: How many Discover cards can you have?

You can have 2. One year apart 

Message 8 of 20
CreditCuriosity
Moderator Emeritus

Re: How many Discover cards can you have?

Two as mentioned including business if you have one of those as @FinStar stated

Message 9 of 20
Shooting-For-800
Senior Contributor

Re: How many Discover cards can you have?

I have 2 and believe that is the limit.

Now BB&T...that is a different story!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 10 of 20
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