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How many cards can you actually get in a year?

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Anonymous
Not applicable

Re: How many cards can you actually get in a year?

I've got 7 (and one store card) in the last 10 months, with a few baddies on the report, a low income, and until June of this year a BK reporting. I'm still not sure how it all happened, but I'm firmly planted in the garden now until the last of the baddies fall off in 2020 and this year's inquiries are gone. 

 

update: I now have 7 and 2 store cards thanks to this thread...yes I'm totally going to blame other folks because I wanted to go clothes shopping and added another card just this morning Smiley LOL I'm pretty sure that will be my record though 7 + 2 store for 9 in one year...although, 9 is an UNEVEN number, and Amex DID say I'm pre-approved for the skymiles card I kinda want...um, no.  STICKING with 9! 

Message 21 of 36
wingennis
Valued Contributor

Re: How many cards can you actually get in a year?


@Anonymous wrote:

@wingennis wrote:

I got 8 this year with a vague intention to app for another in November.  Don't try this at home, kidsSmiley Wink  I do have a strategy, though.


OP,  It all depends on your profile and your credit goals.  There is no max number, just what you can be approved for by the lenders. 

 

@wingennis   LOL where have i heard that before Smiley Wink


You are just so quotable!  Also my dad.  He's full of dadisms and that is one of his favorite.

Message 22 of 36
Anonymous
Not applicable

Re: How many cards can you actually get in a year?

Scratch my previous post of 7 I picked up #8 yesterday in Best Buy *eye roll*

Message 23 of 36
MrDFinance
Established Contributor

Re: How many cards can you actually get in a year?

Just got approved for 2 more cards...... That makes 8 cards this year.... Won't make it to 10...
Message 24 of 36
imaximous
Valued Contributor

Re: How many cards can you actually get in a year?

I got 10 cards so far (9 personal, 1 business), but I'm not trying to beat any records, haha.
I think I'm good for now. I don't see any other card I qualify for that I'd like to get. Another Chase card is at least 2 years away.
Message 25 of 36
Viva-LV
Frequent Contributor

Re: How many cards can you actually get in a year?

2016:  racked up 15, no store or gas cards.  Caught the My Fico bug!

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 400K Club
Message 26 of 36
MrDFinance
Established Contributor

Re: How many cards can you actually get in a year?

This thread is a bad influence Smiley Happy... I thought I was pushing the envelope but I guess not lol ....

(Secretly applies for Penfed Platinum) ....
Message 27 of 36
Anonymous
Not applicable

Re: How many cards can you actually get in a year?

Out of my current 15 cards I have 1 open June 2017, one Dec 2017 and the other 13 have all been since February of this year Smiley Surprised. I had $550 in total CL the beginning of February and now have over $90k. Just got my second NFCU card the other day and I AM DONE!! Gardening for a long time now!

Message 28 of 36
MrDFinance
Established Contributor

Re: How many cards can you actually get in a year?

^^That's amazing.... ^^
Message 29 of 36
Anonymous
Not applicable

Re: How many cards can you actually get in a year?


@MrDFinance wrote:
^^That's amazing.... ^^

If you didn't guess, February is when I found this site...Smiley Embarassed

Message 30 of 36
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