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How many days after decline to re-apply for an AMEX

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PointsBonus
Established Contributor

How many days after decline to re-apply for an AMEX

I should know the answer but I am drawing a blank.

 

2 Cards Approved within 90 days 

CLI request after APPROVAL 6 months

5 Revolvers MAX Personal and Business combined.

Charge cards - Many as you want.

CLI request 90 days after decline - Drawing a blank 90 or 60 ?

Apply for a AMEX card - Declined - 90 days for reapply or 60 days ?

 

This 60 - 90 is getting me all twisted.

 

Thank you all.

 








Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: How many days after decline to re-apply for an AMEX

Declines are typically 30 days. What was the reason for the decline? I would try to fix whatever that issue was before reapplying. 

 

This thread also has a lot of good info https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/m-p/18110...

Message 2 of 10
Anonymous
Not applicable

Re: How many days after decline to re-apply for an AMEX

91 days after CLI decline, 30 days after application decline.
Message 3 of 10
PointsBonus
Established Contributor

Re: How many days after decline to re-apply for an AMEX

Thank you !, I already have the short cut for that link, More concerned about after the decline on an application  - 90 or 60 days ?









Message 4 of 10
PointsBonus
Established Contributor

Re: How many days after decline to re-apply for an AMEX


@Anonymous wrote:
91 days after CLI decline, 30 days after application decline.

Bingo thank you !!

 

CLI Decline - 91 Days

Application Decline - 31 days

 

Any thoughts on the Max Revolver ..is 5 still the limit or did they back it down to 4 ?








Message 5 of 10
Anonymous
Not applicable

Re: How many days after decline to re-apply for an AMEX


@Anonymous wrote:

Declines are typically 30 days. What was the reason for the decline? I would try to fix whatever that issue was before reapplying. 

 

This thread also has a lot of good info https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/m-p/1811071


30 days.

Message 6 of 10
FinStar
Moderator Emeritus

Re: How many days after decline to re-apply for an AMEX

The max number of revolvers that some individuals may be able to obtain is 6. I currently have 5 - biz and personal.

That being said the majority of individuals have been able to obtain at least 5, but keep in mind that this is all profile-dependent. Just because Suzie Q can have 5 (or 6) doesn't mean that AmEx would approve everyone the same number of revolvers.

Why were you declined?
Message 7 of 10
simplynoir
Mega Contributor

Re: How many days after decline to re-apply for an AMEX


@PointsBonus wrote:

@Anonymous wrote:
91 days after CLI decline, 30 days after application decline.

Bingo thank you !!

 

CLI Decline - 91 Days

Application Decline - 31 days

 

Any thoughts on the Max Revolver ..is 5 still the limit or did they back it down to 4 ?


YMMV. Reportedly there is no revolver limit but most are able to get 5 with no issues. A few people have reported getting 6 that is more than likely dependent on your credit worthiness with AMEX.

 

Edit: @FinStar beat me to it lol.

Message 8 of 10
PointsBonus
Established Contributor

Re: How many days after decline to re-apply for an AMEX

Strictly score 667 Experian. I pulled the trigger to quick, glad it was a SP from Nov 22 when I applied 3 days ago.
All the other revolvers on my signature line is with. 670 or 672 or 675.
The most recent business Gold was with a 670, 16.24% which is their lowest rate for pay over time with a. $10,000 limit.

But more I think about I glad I got decline for the Amazon Amex - I think I gonna go to the Platinum Amex as my 5th and final revolver.







Message 9 of 10
simplynoir
Mega Contributor

Re: How many days after decline to re-apply for an AMEX


@PointsBonus wrote:
Strictly score 667 Experian. I pulled the trigger to quick, glad it was a SP from Nov 22 when I applied 3 days ago.
All the other revolvers on my signature line is with. 670 or 672 or 675.
The most recent business Gold was with a 670, 16.24% which is their lowest rate for pay over time with a. $10,000 limit.

But more I think about I glad I got decline for the Amazon Amex - I think I gonna go to the Platinum Amex as my 5th and final revolver.

Charge cards (Green, Gold, Platinum, Centurion and Plum) both personal and business flavor do NOT count against the revolver limit. You can have as many charge cards as you like.

Message 10 of 10
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