How often Amex updates the database for credit score

[Red1Blue]

When you apply for new card from Amex they do a soft for the current card holders. How often the new scores are accessed from the time you apply first time and second time. I have paid siginifcant amounts on my cards and my scores should go up soon. I want to apply for new card from Amex and want to see how often they update the scores.

[BIGSTARXXX1]

good question - I am in same exact boat

Applied for BCE, and approved with an EXP of 687 back on Feb 23th

My EXP is now 769 (as of March 15th) , and I was thinking about applying for 2nd card

The Amex site does not return a Fico score for me yet - my statement cut on March 24 (applied Feb 23) , but no score yet, so not sure what score a soft pull would return ?

I assumed AMEX updated once a month, but I have heard of folks getting updated more than once a month, and sometimes more than 30 days or more between updates on the site - hopefully someone more experienced can advise

[Anonymous]

The "view your FICO score" on Amex's website updates once a month, usually about a week after your statement closes.

But I think Amex can do SP's on your credit more than once a month if they want.

[Red1Blue]

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@Anonymous wrote:

The "view your FICO score" on Amex's website updates once a month, usually about a week after your statement closes.

But I think Amex can do SP's on your credit more than once a month if they want.

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You said the right word. "If they want". What would make them to decide to otbain the updated scores?

[Anonymous]

I've heard Amex will SP your account more frequently if you are a relatively new cardmember or if you apply for other credit, but check with others.

[nupey10]

You will need to check your report from EX for inquiries.  

http://ficoforums.myfico.com/t5/Credit-Cards/Amex-soft-pull/td-p/2721613

[bourgogne]

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@BIGSTARXXX1 wrote:

good question - I am in same exact boat

Applied for BCE, and approved with an EXP of 687 back on Feb 23th

My EXP is now 769 (as of March 15th) , and I was thinking about applying for 2nd card

The Amex site does not return a Fico score for me yet - my statement cut on March 24 (applied Feb 23) , but no score yet, so not sure what score a soft pull would return ?

I assumed AMEX updated once a month, but I have heard of folks getting updated more than once a month, and sometimes more than 30 days or more between updates on the site - hopefully someone more experienced can advise

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OK I'll bite .. 687 back on Feb 23th My EXP is now 769 - go ahead, tell me this is a one month increase lol

[BIGSTARXXX1]

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@bourgogne wrote:

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@BIGSTARXXX1 wrote:

good question - I am in same exact boat

Applied for BCE, and approved with an EXP of 687 back on Feb 23th

My EXP is now 769 (as of March 15th) , and I was thinking about applying for 2nd card

The Amex site does not return a Fico score for me yet - my statement cut on March 24 (applied Feb 23) , but no score yet, so not sure what score a soft pull would return ?

I assumed AMEX updated once a month, but I have heard of folks getting updated more than once a month, and sometimes more than 30 days or more between updates on the site - hopefully someone more experienced can advise

---

OK I'll bite .. 687 back on Feb 23th My EXP is now 769 - go ahead, tell me this is a one month increase lol

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bk 13 dropped off my EXP report 2 months early

satisfied ?

[bourgogne]

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@BIGSTARXXX1 wrote:

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@bourgogne wrote:

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@BIGSTARXXX1 wrote:

good question - I am in same exact boat

Applied for BCE, and approved with an EXP of 687 back on Feb 23th

My EXP is now 769 (as of March 15th) , and I was thinking about applying for 2nd card

The Amex site does not return a Fico score for me yet - my statement cut on March 24 (applied Feb 23) , but no score yet, so not sure what score a soft pull would return ?

I assumed AMEX updated once a month, but I have heard of folks getting updated more than once a month, and sometimes more than 30 days or more between updates on the site - hopefully someone more experienced can advise

---

OK I'll bite .. 687 back on Feb 23th My EXP is now 769 - go ahead, tell me this is a one month increase lol

---

bk 13 dropped off my EXP report 2 months early

satisfied ?

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very.  impressive, good for you

[BIGSTARXXX1]

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@bourgogne wrote:

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@BIGSTARXXX1 wrote:

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@bourgogne wrote:

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@BIGSTARXXX1 wrote:

good question - I am in same exact boat

Applied for BCE, and approved with an EXP of 687 back on Feb 23th

My EXP is now 769 (as of March 15th) , and I was thinking about applying for 2nd card

The Amex site does not return a Fico score for me yet - my statement cut on March 24 (applied Feb 23) , but no score yet, so not sure what score a soft pull would return ?

I assumed AMEX updated once a month, but I have heard of folks getting updated more than once a month, and sometimes more than 30 days or more between updates on the site - hopefully someone more experienced can advise

---

OK I'll bite .. 687 back on Feb 23th My EXP is now 769 - go ahead, tell me this is a one month increase lol

---

bk 13 dropped off my EXP report 2 months early

satisfied ?

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very.  impressive, good for you

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Thanks -  certainly was a pleasant surprise